Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,000 - $1,199 was the most common mortgage repayment band among households with a mortgage in Mandurah, accounting for 16.1% (110 households). This share was higher than Mandurah (C) (6.8%).
Section overview
Monthly housing loan repayments
Mandurah - Households (Enumerated)
This table summarises housing loan repayments for Mandurah in 2021 for persons, with comparison against Mandurah (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mandurah, with comparison markers for Mandurah (C).
$299 or less
2021 count
43
% of total
6.3%
43
6.3%
$300 - $599
2021 count
50
% of total
7.3%
50
7.3%
$600 - $999
2021 count
102
% of total
14.9%
102
14.9%
$1,000 - $1,199
2021 count
110
% of total
16.1%
110
16.1%
$1,200 - $1,399
2021 count
70
% of total
10.2%
70
10.2%
$1,400 - $1,599
2021 count
49
% of total
7.2%
49
7.2%
$1,600-$1,799
2021 count
42
% of total
6.1%
42
6.1%
$1,800 - $1,999
2021 count
33
% of total
4.8%
33
4.8%
$2,000 - $2,199
2021 count
35
% of total
5.1%
35
5.1%
$2,200 - $2,399
2021 count
15
% of total
2.2%
15
2.2%
$2,400-$2,599
2021 count
8
% of total
1.2%
8
1.2%
$2,600-$2,999
2021 count
16
% of total
2.3%
16
2.3%
$3,000-$3,999
2021 count
39
% of total
5.7%
39
5.7%
$4,000-$4,999
2021 count
11
% of total
1.6%
11
1.6%
$5000 and over
2021 count
14
% of total
2.0%
14
2.0%
Not stated
2021 count
48
% of total
7.0%
48
7.0%
Data table
Housing loan repayments for Mandurah. Monthly housing loan repayments. 2021 counts and percentages compared with Mandurah (C).
| Category | 2021 count | 2021 % | Mandurah (C) % |
|---|---|---|---|
| $299 or less | 43 | 6.3% | 4.1% |
| $300 - $599 | 50 | 7.3% | 3.7% |
| $600 - $999 | 102 | 14.9% | 7.7% |
| $1,000 - $1,199 | 110 | 16.1% | 6.8% |
| $1,200 - $1,399 | 70 | 10.2% | 9.4% |
| $1,400 - $1,599 | 49 | 7.2% | 9.5% |
| $1,600-$1,799 | 42 | 6.1% | 11.4% |
| $1,800 - $1,999 | 33 | 4.8% | 7.9% |
| $2,000 - $2,199 | 35 | 5.1% | 11.4% |
| $2,200 - $2,399 | 15 | 2.2% | 4.5% |
| $2,400-$2,599 | 8 | 1.2% | 2.7% |
| $2,600-$2,999 | 16 | 2.3% | 5.4% |
| $3,000-$3,999 | 39 | 5.7% | 5.7% |
| $4,000-$4,999 | 11 | 1.6% | 2.3% |
| $5000 and over | 14 | 2.0% | 1.5% |
| Not stated | 48 | 7.0% | 5.9% |
| Total | 685 | 100.0% | 100.0% |