Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Meadow Springs, accounting for 15.4% (219 households). This share was higher than Mandurah (C) (11.4%).
Section overview
Monthly housing loan repayments
Meadow Springs - Households (Enumerated)
This table summarises housing loan repayments for Meadow Springs in 2021 for persons, with comparison against Mandurah (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Meadow Springs, with comparison markers for Mandurah (C).
$299 or less
2021 count
51
% of total
3.6%
51
3.6%
$300 - $599
2021 count
29
% of total
2.0%
29
2.0%
$600 - $999
2021 count
57
% of total
4.0%
57
4.0%
$1,000 - $1,199
2021 count
69
% of total
4.8%
69
4.8%
$1,200 - $1,399
2021 count
129
% of total
9.1%
129
9.1%
$1,400 - $1,599
2021 count
158
% of total
11.1%
158
11.1%
$1,600-$1,799
2021 count
219
% of total
15.4%
219
15.4%
$1,800 - $1,999
2021 count
143
% of total
10.0%
143
10.0%
$2,000 - $2,199
2021 count
200
% of total
14.0%
200
14.0%
$2,200 - $2,399
2021 count
67
% of total
4.7%
67
4.7%
$2,400-$2,599
2021 count
47
% of total
3.3%
47
3.3%
$2,600-$2,999
2021 count
78
% of total
5.5%
78
5.5%
$3,000-$3,999
2021 count
60
% of total
4.2%
60
4.2%
$4,000-$4,999
2021 count
29
% of total
2.0%
29
2.0%
$5000 and over
2021 count
16
% of total
1.1%
16
1.1%
Not stated
2021 count
72
% of total
5.1%
72
5.1%
Data table
Housing loan repayments for Meadow Springs. Monthly housing loan repayments. 2021 counts and percentages compared with Mandurah (C).
| Category | 2021 count | 2021 % | Mandurah (C) % |
|---|---|---|---|
| $299 or less | 51 | 3.6% | 4.1% |
| $300 - $599 | 29 | 2.0% | 3.7% |
| $600 - $999 | 57 | 4.0% | 7.7% |
| $1,000 - $1,199 | 69 | 4.8% | 6.8% |
| $1,200 - $1,399 | 129 | 9.1% | 9.4% |
| $1,400 - $1,599 | 158 | 11.1% | 9.5% |
| $1,600-$1,799 | 219 | 15.4% | 11.4% |
| $1,800 - $1,999 | 143 | 10.0% | 7.9% |
| $2,000 - $2,199 | 200 | 14.0% | 11.4% |
| $2,200 - $2,399 | 67 | 4.7% | 4.5% |
| $2,400-$2,599 | 47 | 3.3% | 2.7% |
| $2,600-$2,999 | 78 | 5.5% | 5.4% |
| $3,000-$3,999 | 60 | 4.2% | 5.7% |
| $4,000-$4,999 | 29 | 2.0% | 2.3% |
| $5000 and over | 16 | 1.1% | 1.5% |
| Not stated | 72 | 5.1% | 5.9% |
| Total | 1,424 | 100.0% | 100.0% |