Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Bulleen, accounting for 17.4% (213 households). This share was higher than Manningham (C) (16.8%).
Section overview
Monthly housing loan repayments
Bulleen - Households (Enumerated)
This table summarises housing loan repayments for Bulleen in 2021 for persons, with comparison against Manningham (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Bulleen, with comparison markers for Manningham (C).
$299 or less
2021 count
92
% of total
7.5%
92
7.5%
$300 - $599
2021 count
26
% of total
2.1%
26
2.1%
$600 - $999
2021 count
57
% of total
4.7%
57
4.7%
$1,000 - $1,199
2021 count
42
% of total
3.4%
42
3.4%
$1,200 - $1,399
2021 count
46
% of total
3.8%
46
3.8%
$1,400 - $1,599
2021 count
65
% of total
5.3%
65
5.3%
$1,600-$1,799
2021 count
61
% of total
5.0%
61
5.0%
$1,800 - $1,999
2021 count
41
% of total
3.4%
41
3.4%
$2,000 - $2,199
2021 count
101
% of total
8.3%
101
8.3%
$2,200 - $2,399
2021 count
29
% of total
2.4%
29
2.4%
$2,400-$2,599
2021 count
55
% of total
4.5%
55
4.5%
$2,600-$2,999
2021 count
91
% of total
7.5%
91
7.5%
$3,000-$3,999
2021 count
213
% of total
17.4%
213
17.4%
$4,000-$4,999
2021 count
111
% of total
9.1%
111
9.1%
$5000 and over
2021 count
116
% of total
9.5%
116
9.5%
Not stated
2021 count
75
% of total
6.1%
75
6.1%
Data table
Housing loan repayments for Bulleen. Monthly housing loan repayments. 2021 counts and percentages compared with Manningham (C).
| Category | 2021 count | 2021 % | Manningham (C) % |
|---|---|---|---|
| $299 or less | 92 | 7.5% | 6.6% |
| $300 - $599 | 26 | 2.1% | 2.6% |
| $600 - $999 | 57 | 4.7% | 4.4% |
| $1,000 - $1,199 | 42 | 3.4% | 3.7% |
| $1,200 - $1,399 | 46 | 3.8% | 3.8% |
| $1,400 - $1,599 | 65 | 5.3% | 4.5% |
| $1,600-$1,799 | 61 | 5.0% | 4.1% |
| $1,800 - $1,999 | 41 | 3.4% | 3.6% |
| $2,000 - $2,199 | 101 | 8.3% | 8.8% |
| $2,200 - $2,399 | 29 | 2.4% | 3.4% |
| $2,400-$2,599 | 55 | 4.5% | 4.3% |
| $2,600-$2,999 | 91 | 7.5% | 6.6% |
| $3,000-$3,999 | 213 | 17.4% | 16.8% |
| $4,000-$4,999 | 111 | 9.1% | 9.6% |
| $5000 and over | 116 | 9.5% | 9.7% |
| Not stated | 75 | 6.1% | 7.5% |
| Total | 1,221 | 100.0% | 100.0% |