Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Doncaster, accounting for 14.9% (400 households). This share was lower than Manningham (C) (16.8%).
Section overview
Monthly housing loan repayments
Doncaster - Households (Enumerated)
This table summarises housing loan repayments for Doncaster in 2021 for persons, with comparison against Manningham (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Doncaster, with comparison markers for Manningham (C).
$299 or less
2021 count
195
% of total
7.2%
195
7.2%
$300 - $599
2021 count
64
% of total
2.4%
64
2.4%
$600 - $999
2021 count
120
% of total
4.5%
120
4.5%
$1,000 - $1,199
2021 count
99
% of total
3.7%
99
3.7%
$1,200 - $1,399
2021 count
131
% of total
4.9%
131
4.9%
$1,400 - $1,599
2021 count
142
% of total
5.3%
142
5.3%
$1,600-$1,799
2021 count
124
% of total
4.6%
124
4.6%
$1,800 - $1,999
2021 count
120
% of total
4.5%
120
4.5%
$2,000 - $2,199
2021 count
270
% of total
10.0%
270
10.0%
$2,200 - $2,399
2021 count
99
% of total
3.7%
99
3.7%
$2,400-$2,599
2021 count
130
% of total
4.8%
130
4.8%
$2,600-$2,999
2021 count
162
% of total
6.0%
162
6.0%
$3,000-$3,999
2021 count
400
% of total
14.9%
400
14.9%
$4,000-$4,999
2021 count
237
% of total
8.8%
237
8.8%
$5000 and over
2021 count
201
% of total
7.5%
201
7.5%
Not stated
2021 count
196
% of total
7.3%
196
7.3%
Data table
Housing loan repayments for Doncaster. Monthly housing loan repayments. 2021 counts and percentages compared with Manningham (C).
| Category | 2021 count | 2021 % | Manningham (C) % |
|---|---|---|---|
| $299 or less | 195 | 7.2% | 6.6% |
| $300 - $599 | 64 | 2.4% | 2.6% |
| $600 - $999 | 120 | 4.5% | 4.4% |
| $1,000 - $1,199 | 99 | 3.7% | 3.7% |
| $1,200 - $1,399 | 131 | 4.9% | 3.8% |
| $1,400 - $1,599 | 142 | 5.3% | 4.5% |
| $1,600-$1,799 | 124 | 4.6% | 4.1% |
| $1,800 - $1,999 | 120 | 4.5% | 3.6% |
| $2,000 - $2,199 | 270 | 10.0% | 8.8% |
| $2,200 - $2,399 | 99 | 3.7% | 3.4% |
| $2,400-$2,599 | 130 | 4.8% | 4.3% |
| $2,600-$2,999 | 162 | 6.0% | 6.6% |
| $3,000-$3,999 | 400 | 14.9% | 16.8% |
| $4,000-$4,999 | 237 | 8.8% | 9.6% |
| $5000 and over | 201 | 7.5% | 9.7% |
| Not stated | 196 | 7.3% | 7.5% |
| Total | 2,690 | 100.0% | 100.0% |