Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 78.6% of households in Templestowe Lower were purchasing or had fully paid off their home, while 17.3% were renting. The mortgage share was similar to Manningham (C) (32.1%).

Section overview

Housing tenure

Templestowe Lower - Households (Enumerated)

This table summarises housing tenure for Templestowe Lower in 2021 for persons, with comparison against Manningham (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Templestowe Lower, with comparison markers for Manningham (C).

Templestowe Lower
Manningham (C)

Fully owned

2021 count

2,394

% of total

46.5%

Change from 2016

-0.5pp

Mortgage

2021 count

1,654

% of total

32.1%

Change from 2016

+1.4pp

Renting - Total

2021 count

892

% of total

17.3%

Change from 2016

+1.3pp

Renting - Social housing

2021 count

7

% of total

0.1%

Change from 2016

-0.1pp

Renting - Private

2021 count

876

% of total

17.0%

Change from 2016

+1.6pp

Renting - Not stated

2021 count

4

% of total

0.1%

Change from 2016

-0.3pp

Other tenure type

2021 count

76

% of total

1.5%

Change from 2016

+1.2pp

Not stated

2021 count

134

% of total

2.6%

Change from 2016

-3.3pp

Data table

Housing tenure for Templestowe Lower. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Manningham (C).

Housing tenure for Templestowe Lower. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Manningham (C).
Housing tenure for Templestowe Lower. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Manningham (C).
Category20212016Change
Count%Manningham (C)%Count%Manningham (C)%Countpp
Fully owned2,39446.5%42.4%2,30447.0%44.3%+90-0.5pp
Mortgage1,65432.1%32.1%1,50730.7%31.1%+147+1.4pp
Renting - Total89217.3%20.0%78316.0%18.2%+109+1.3pp
Renting - Social housing70.1%0.6%90.2%0.6%-2-0.1pp
Renting - Private87617.0%19.4%75615.4%17.2%+120+1.6pp
Renting - Not stated40.1%0.1%190.4%0.4%-15-0.3pp
Other tenure type761.5%2.4%160.3%1.1%+60+1.2pp
Not stated1342.6%3.0%2915.9%5.3%-157-3.3pp
Total households5,149100.0%100.0%4,905100.0%100.0%+2440.0pp