Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $1,200 to $1,399 was the most common mortgage repayment band among households with a mortgage in Mareeba (S), accounting for 12.5% (283 households). This share was higher than Regional Qld (9.5%).

Section overview

Monthly housing loan repayments

Mareeba (S) - Households (Enumerated)

This table summarises housing loan repayments for Mareeba (S) in 2021 for persons, with comparison against Regional Qld.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Mareeba (S), with comparison markers for Regional Qld.

Mareeba (S)
Regional Qld

Nil Repayments

2021 count

75

% of total

3.3%

1 To 149

2021 count

12

% of total

0.5%

150 To 299

2021 count

28

% of total

1.2%

300 To 449

2021 count

60

% of total

2.7%

450 To 599

2021 count

51

% of total

2.3%

600 To 799

2021 count

115

% of total

5.1%

800 To 999

2021 count

138

% of total

6.1%

1000 To 1199

2021 count

186

% of total

8.2%

1200 To 1399

2021 count

283

% of total

12.5%

1400 To 1599

2021 count

242

% of total

10.7%

1600 To 1799

2021 count

203

% of total

9.0%

1800 To 1999

2021 count

143

% of total

6.3%

2000 To 2199

2021 count

223

% of total

9.9%

2200 To 2399

2021 count

67

% of total

3.0%

2400 To 2599

2021 count

45

% of total

2.0%

2600 To 2799

2021 count

60

% of total

2.7%

2800 To 2999

2021 count

28

% of total

1.2%

3000 To 3499

2021 count

67

% of total

3.0%

3500 To 3999

2021 count

23

% of total

1.0%

4000 To 4999

2021 count

38

% of total

1.7%

5000 And Over

2021 count

35

% of total

1.5%

Not stated

2021 count

139

% of total

6.1%

Data table

Housing loan repayments for Mareeba (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.

Housing loan repayments for Mareeba (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
Housing loan repayments for Mareeba (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
Category2021 count2021 %Regional Qld %
Nil Repayments753.3%2.8%
1 To 149120.5%0.8%
150 To 299281.2%1.0%
300 To 449602.7%2.1%
450 To 599512.3%2.0%
600 To 7991155.1%4.0%
800 To 9991386.1%5.8%
1000 To 11991868.2%7.4%
1200 To 139928312.5%9.5%
1400 To 159924210.7%8.8%
1600 To 17992039.0%9.8%
1800 To 19991436.3%6.7%
2000 To 21992239.9%10.0%
2200 To 2399673.0%4.0%
2400 To 2599452.0%2.6%
2600 To 2799602.7%4.1%
2800 To 2999281.2%1.8%
3000 To 3499673.0%4.9%
3500 To 3999231.0%1.4%
4000 To 4999381.7%2.3%
5000 And Over351.5%1.8%
Not stated1396.1%6.3%
Total2,261100.0%100.0%