Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $2,000 to $2,199 was the most common mortgage repayment band among households with a mortgage in Marino, accounting for 9.5% (35 households). This share was lower than Marion (C) (10.9%).

Section overview

Monthly housing loan repayments

Marino - Households (Enumerated)

This table summarises housing loan repayments for Marino in 2021 for persons, with comparison against Marion (C).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Marino, with comparison markers for Marion (C).

Marino
Marion (C)

Nil Repayments

2021 count

11

% of total

3.0%

1 To 149

2021 count

8

% of total

2.2%

150 To 299

2021 count

3

% of total

0.8%

300 To 449

2021 count

12

% of total

3.3%

450 To 599

2021 count

3

% of total

0.8%

600 To 799

2021 count

10

% of total

2.7%

800 To 999

2021 count

11

% of total

3.0%

1000 To 1199

2021 count

26

% of total

7.1%

1200 To 1399

2021 count

17

% of total

4.6%

1400 To 1599

2021 count

26

% of total

7.1%

1600 To 1799

2021 count

26

% of total

7.1%

1800 To 1999

2021 count

20

% of total

5.4%

2000 To 2199

2021 count

35

% of total

9.5%

2200 To 2399

2021 count

16

% of total

4.3%

2400 To 2599

2021 count

16

% of total

4.3%

2600 To 2799

2021 count

19

% of total

5.2%

2800 To 2999

2021 count

5

% of total

1.4%

3000 To 3499

2021 count

30

% of total

8.2%

3500 To 3999

2021 count

12

% of total

3.3%

4000 To 4999

2021 count

23

% of total

6.3%

5000 And Over

2021 count

16

% of total

4.3%

Not stated

2021 count

23

% of total

6.3%

Data table

Housing loan repayments for Marino. Monthly housing loan repayments. 2021 counts and percentages compared with Marion (C).

Housing loan repayments for Marino. Monthly housing loan repayments. 2021 counts and percentages compared with Marion (C).
Housing loan repayments for Marino. Monthly housing loan repayments. 2021 counts and percentages compared with Marion (C).
Category2021 count2021 %Marion (C) %
Nil Repayments113.0%2.6%
1 To 14982.2%1.0%
150 To 29930.8%1.1%
300 To 449123.3%1.9%
450 To 59930.8%1.7%
600 To 799102.7%3.6%
800 To 999113.0%5.2%
1000 To 1199267.1%6.7%
1200 To 1399174.6%9.1%
1400 To 1599267.1%10.0%
1600 To 1799267.1%11.7%
1800 To 1999205.4%8.8%
2000 To 2199359.5%10.9%
2200 To 2399164.3%4.5%
2400 To 2599164.3%2.8%
2600 To 2799195.2%3.8%
2800 To 299951.4%1.5%
3000 To 3499308.2%4.5%
3500 To 3999123.3%1.2%
4000 To 4999236.3%1.8%
5000 And Over164.3%1.0%
Not stated236.3%4.6%
Total368100.0%100.0%