Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Docklands, accounting for 11.9% (166 households). This share was higher than Melbourne (C) (10.9%).
Section overview
Monthly housing loan repayments
Docklands - Households (Enumerated)
This table summarises housing loan repayments for Docklands in 2021 for persons, with comparison against Melbourne (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Docklands, with comparison markers for Melbourne (C).
$299 or less
2021 count
68
% of total
4.9%
68
4.9%
$300 - $599
2021 count
18
% of total
1.3%
18
1.3%
$600 - $999
2021 count
51
% of total
3.7%
51
3.7%
$1,000 - $1,199
2021 count
49
% of total
3.5%
49
3.5%
$1,200 - $1,399
2021 count
104
% of total
7.5%
104
7.5%
$1,400 - $1,599
2021 count
125
% of total
9.0%
125
9.0%
$1,600-$1,799
2021 count
117
% of total
8.4%
117
8.4%
$1,800 - $1,999
2021 count
103
% of total
7.4%
103
7.4%
$2,000 - $2,199
2021 count
166
% of total
11.9%
166
11.9%
$2,200 - $2,399
2021 count
70
% of total
5.0%
70
5.0%
$2,400-$2,599
2021 count
50
% of total
3.6%
50
3.6%
$2,600-$2,999
2021 count
77
% of total
5.5%
77
5.5%
$3,000-$3,999
2021 count
164
% of total
11.8%
164
11.8%
$4,000-$4,999
2021 count
63
% of total
4.5%
63
4.5%
$5000 and over
2021 count
97
% of total
7.0%
97
7.0%
Not stated
2021 count
71
% of total
5.1%
71
5.1%
Data table
Housing loan repayments for Docklands. Monthly housing loan repayments. 2021 counts and percentages compared with Melbourne (C).
| Category | 2021 count | 2021 % | Melbourne (C) % |
|---|---|---|---|
| $299 or less | 68 | 4.9% | 5.4% |
| $300 - $599 | 18 | 1.3% | 2.0% |
| $600 - $999 | 51 | 3.7% | 4.7% |
| $1,000 - $1,199 | 49 | 3.5% | 4.9% |
| $1,200 - $1,399 | 104 | 7.5% | 7.5% |
| $1,400 - $1,599 | 125 | 9.0% | 8.3% |
| $1,600-$1,799 | 117 | 8.4% | 8.2% |
| $1,800 - $1,999 | 103 | 7.4% | 6.8% |
| $2,000 - $2,199 | 166 | 11.9% | 10.9% |
| $2,200 - $2,399 | 70 | 5.0% | 4.4% |
| $2,400-$2,599 | 50 | 3.6% | 4.2% |
| $2,600-$2,999 | 77 | 5.5% | 5.6% |
| $3,000-$3,999 | 164 | 11.8% | 10.3% |
| $4,000-$4,999 | 63 | 4.5% | 5.0% |
| $5000 and over | 97 | 7.0% | 6.4% |
| Not stated | 71 | 5.1% | 5.3% |
| Total | 1,393 | 100.0% | 100.0% |