Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 74.6% of households in Melton (C) were purchasing or had fully paid off their home, while 22.6% were renting. The mortgage share was higher than Greater Melbourne (37.1%).

Section overview

Housing tenure

Melton (C) - Households (Enumerated)

This table summarises housing tenure for Melton (C) in 2021 for persons, with comparison against Greater Melbourne and change since 2016.

Housing tenure snapshot

2021 distribution by category for Melton (C), with comparison markers for Greater Melbourne.

Melton (C)
Greater Melbourne

Fully owned

2021 count

11,956

% of total

21.8%

Change from 2016

-0.7pp

Mortgage

2021 count

28,982

% of total

52.8%

Change from 2016

+0.3pp

Renting - Total

2021 count

12,424

% of total

22.6%

Change from 2016

+1.2pp

Renting - Social housing

2021 count

490

% of total

0.9%

Change from 2016

-0.2pp

Renting - Private

2021 count

11,856

% of total

21.6%

Change from 2016

+1.6pp

Renting - Not stated

2021 count

78

% of total

0.1%

Change from 2016

-0.2pp

Other tenure type

2021 count

631

% of total

1.1%

Change from 2016

+0.4pp

Not stated

2021 count

914

% of total

1.7%

Change from 2016

-1.2pp

Data table

Housing tenure for Melton (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Melbourne.

Housing tenure for Melton (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Melbourne.
Housing tenure for Melton (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Melbourne.
Category20212016Change
Count%Greater Melbourne%Count%Greater Melbourne%Countpp
Fully owned11,95621.8%29.7%9,39922.5%30.4%+2,557-0.7pp
Mortgage28,98252.8%37.1%21,87752.5%36.0%+7,105+0.3pp
Renting - Total12,42422.6%30.2%8,94221.4%30.0%+3,482+1.2pp
Renting - Social housing4900.9%2.3%4581.1%2.7%+32-0.2pp
Renting - Private11,85621.6%27.7%8,35320.0%26.9%+3,503+1.6pp
Renting - Not stated780.1%0.1%1320.3%0.4%-54-0.2pp
Other tenure type6311.1%1.6%2820.7%0.8%+349+0.4pp
Not stated9141.7%1.4%1,1962.9%2.7%-282-1.2pp
Total households54,907100.0%100.0%41,704100.0%100.0%+13,2030.0pp