Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Melville (C), accounting for 15.4% (2,070 households). This share was higher than Greater Perth (9%).
Section overview
Monthly housing loan repayments
Melville (C) - Households (Enumerated)
This table summarises housing loan repayments for Melville (C) in 2021 for persons, with comparison against Greater Perth.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Melville (C), with comparison markers for Greater Perth.
$299 or less
2021 count
752
% of total
5.6%
752
5.6%
$300 - $599
2021 count
403
% of total
3.0%
403
3.0%
$600 - $999
2021 count
648
% of total
4.8%
648
4.8%
$1,000 - $1,199
2021 count
531
% of total
3.9%
531
3.9%
$1,200 - $1,399
2021 count
611
% of total
4.5%
611
4.5%
$1,400 - $1,599
2021 count
665
% of total
4.9%
665
4.9%
$1,600-$1,799
2021 count
769
% of total
5.7%
769
5.7%
$1,800 - $1,999
2021 count
652
% of total
4.8%
652
4.8%
$2,000 - $2,199
2021 count
1,310
% of total
9.7%
1,310
9.7%
$2,200 - $2,399
2021 count
619
% of total
4.6%
619
4.6%
$2,400-$2,599
2021 count
649
% of total
4.8%
649
4.8%
$2,600-$2,999
2021 count
1,158
% of total
8.6%
1,158
8.6%
$3,000-$3,999
2021 count
2,070
% of total
15.4%
2,070
15.4%
$4,000-$4,999
2021 count
943
% of total
7.0%
943
7.0%
$5000 and over
2021 count
916
% of total
6.8%
916
6.8%
Not stated
2021 count
779
% of total
5.8%
779
5.8%
Data table
Housing loan repayments for Melville (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
| Category | 2021 count | 2021 % | Greater Perth % |
|---|---|---|---|
| $299 or less | 752 | 5.6% | 4.2% |
| $300 - $599 | 403 | 3.0% | 2.7% |
| $600 - $999 | 648 | 4.8% | 5.8% |
| $1,000 - $1,199 | 531 | 3.9% | 5.2% |
| $1,200 - $1,399 | 611 | 4.5% | 7.3% |
| $1,400 - $1,599 | 665 | 4.9% | 8.2% |
| $1,600-$1,799 | 769 | 5.7% | 9.7% |
| $1,800 - $1,999 | 652 | 4.8% | 7.5% |
| $2,000 - $2,199 | 1,310 | 9.7% | 11.7% |
| $2,200 - $2,399 | 619 | 4.6% | 5.1% |
| $2,400-$2,599 | 649 | 4.8% | 3.9% |
| $2,600-$2,999 | 1,158 | 8.6% | 7.2% |
| $3,000-$3,999 | 2,070 | 15.4% | 9.0% |
| $4,000-$4,999 | 943 | 7.0% | 3.7% |
| $5000 and over | 916 | 6.8% | 3.3% |
| Not stated | 779 | 5.8% | 5.6% |
| Total | 13,475 | 100.0% | 100.0% |