Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 65.2% of households in Forster (NSW) were purchasing or had fully paid off their home, while 25.5% were renting. The mortgage share was lower than Mid-Coast (A) (22.7%).
Section overview
Housing tenure
Forster (NSW) - Households (Enumerated)
This table summarises housing tenure for Forster (NSW) in 2021 for persons, with comparison against Mid-Coast (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Forster (NSW), with comparison markers for Mid-Coast (A).
Fully owned
2021 count
3,127
% of total
46.7%
Change from 2016
+2.3pp
3,127
46.7%
+2.3pp
Mortgage
2021 count
1,238
% of total
18.5%
Change from 2016
-0.5pp
1,238
18.5%
-0.5pp
Renting - Total
2021 count
1,706
% of total
25.5%
Change from 2016
-1.5pp
1,706
25.5%
-1.5pp
Renting - Social housing
2021 count
231
% of total
3.5%
Change from 2016
-0.3pp
231
3.5%
-0.3pp
Renting - Private
2021 count
1,459
% of total
21.8%
Change from 2016
-0.9pp
1,459
21.8%
-0.9pp
Renting - Not stated
2021 count
9
% of total
0.1%
Change from 2016
-0.5pp
9
0.1%
-0.5pp
Other tenure type
2021 count
250
% of total
3.7%
Change from 2016
+2.4pp
250
3.7%
+2.4pp
Not stated
2021 count
376
% of total
5.6%
Change from 2016
-2.8pp
376
5.6%
-2.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+345
+2.3pp
Mortgage
+51
-0.5pp
Renting - Total
+13
-1.5pp
Renting - Social housing
-10
-0.3pp
Renting - Private
+40
-0.9pp
Renting - Not stated
-27
-0.5pp
Other tenure type
+171
+2.4pp
Not stated
-148
-2.8pp
Data table
Housing tenure for Forster (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mid-Coast (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Mid-Coast (A)% | Count | % | Mid-Coast (A)% | Count | pp | |
| Fully owned | 3,127 | 46.7% | 46.0% | 2,782 | 44.4% | 43.9% | +345 | +2.3pp |
| Mortgage | 1,238 | 18.5% | 22.7% | 1,187 | 19.0% | 22.7% | +51 | -0.5pp |
| Renting - Total | 1,706 | 25.5% | 21.5% | 1,693 | 27.0% | 23.9% | +13 | -1.5pp |
| Renting - Social housing | 231 | 3.5% | 2.6% | 241 | 3.8% | 3.0% | -10 | -0.3pp |
| Renting - Private | 1,459 | 21.8% | 18.7% | 1,419 | 22.7% | 20.2% | +40 | -0.9pp |
| Renting - Not stated | 9 | 0.1% | 0.2% | 36 | 0.6% | 0.7% | -27 | -0.5pp |
| Other tenure type | 250 | 3.7% | 3.0% | 79 | 1.3% | 1.3% | +171 | +2.4pp |
| Not stated | 376 | 5.6% | 6.8% | 524 | 8.4% | 8.1% | -148 | -2.8pp |
| Total households | 6,691 | 100.0% | 100.0% | 6,263 | 100.0% | 100.0% | +428 | 0.0pp |