Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 69.3% of households in Girvan were purchasing or had fully paid off their home, while 6.6% were renting. The mortgage share was higher than Mid-Coast (A) (22.7%).
Section overview
Housing tenure
Girvan - Households (Enumerated)
This table summarises housing tenure for Girvan in 2021 for persons, with comparison against Mid-Coast (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Girvan, with comparison markers for Mid-Coast (A).
Fully owned
2021 count
28
% of total
30.8%
Change from 2016
-11.0pp
28
30.8%
-11.0pp
Mortgage
2021 count
35
% of total
38.5%
Change from 2016
-7.8pp
35
38.5%
-7.8pp
Renting - Total
2021 count
6
% of total
6.6%
Change from 2016
-6.8pp
6
6.6%
-6.8pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
6
% of total
6.6%
Change from 2016
-2.4pp
6
6.6%
-2.4pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
4
% of total
4.4%
Change from 2016
+4.4pp
4
4.4%
+4.4pp
Not stated
2021 count
22
% of total
24.2%
Change from 2016
+19.7pp
22
24.2%
+19.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
0
-11.0pp
Mortgage
+4
-7.8pp
Renting - Total
-3
-6.8pp
Renting - Social housing
0
0.0pp
Renting - Private
0
-2.4pp
Renting - Not stated
0
0.0pp
Other tenure type
+4
+4.4pp
Not stated
+19
+19.7pp
Data table
Housing tenure for Girvan. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mid-Coast (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Mid-Coast (A)% | Count | % | Mid-Coast (A)% | Count | pp | |
| Fully owned | 28 | 30.8% | 46.0% | 28 | 41.8% | 43.9% | 0 | -11.0pp |
| Mortgage | 35 | 38.5% | 22.7% | 31 | 46.3% | 22.7% | +4 | -7.8pp |
| Renting - Total | 6 | 6.6% | 21.5% | 9 | 13.4% | 23.9% | -3 | -6.8pp |
| Renting - Social housing | 0 | 0.0% | 2.6% | 0 | 0.0% | 3.0% | 0 | 0.0pp |
| Renting - Private | 6 | 6.6% | 18.7% | 6 | 9.0% | 20.2% | 0 | -2.4pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 0 | 0.0% | 0.7% | 0 | 0.0pp |
| Other tenure type | 4 | 4.4% | 3.0% | 0 | 0.0% | 1.3% | +4 | +4.4pp |
| Not stated | 22 | 24.2% | 6.8% | 3 | 4.5% | 8.1% | +19 | +19.7pp |
| Total households | 91 | 100.0% | 100.0% | 67 | 100.0% | 100.0% | +24 | 0.0pp |