Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 72% of households in Mid-Coast (A) were purchasing or had fully paid off their home, while 22.5% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Mid-Coast (A) - Households (Enumerated)
This table summarises housing tenure for Mid-Coast (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Mid-Coast (A), with comparison markers for Regional NSW.
Fully owned
2021 count
19,088
% of total
48.1%
Change from 2016
+2.1pp
19,088
48.1%
+2.1pp
Mortgage
2021 count
9,485
% of total
23.9%
Change from 2016
-0.3pp
9,485
23.9%
-0.3pp
Renting - Total
2021 count
8,908
% of total
22.5%
Change from 2016
-2.6pp
8,908
22.5%
-2.6pp
Renting - Social housing
2021 count
1,091
% of total
2.8%
Change from 2016
-0.4pp
1,091
2.8%
-0.4pp
Renting - Private
2021 count
7,741
% of total
19.5%
Change from 2016
-1.7pp
7,741
19.5%
-1.7pp
Renting - Not stated
2021 count
75
% of total
0.2%
Change from 2016
-0.5pp
75
0.2%
-0.5pp
Other tenure type
2021 count
1,199
% of total
3.0%
Change from 2016
+1.6pp
1,199
3.0%
+1.6pp
Not stated
2021 count
971
% of total
2.4%
Change from 2016
-0.9pp
971
2.4%
-0.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+2,420
+2.1pp
Mortgage
+701
-0.3pp
Renting - Total
-179
-2.6pp
Renting - Social housing
-64
-0.4pp
Renting - Private
+53
-1.7pp
Renting - Not stated
-169
-0.5pp
Other tenure type
+707
+1.6pp
Not stated
-238
-0.9pp
Data table
Housing tenure for Mid-Coast (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 19,088 | 48.1% | 38.0% | 16,668 | 46.0% | 37.4% | +2,420 | +2.1pp |
| Mortgage | 9,485 | 23.9% | 31.2% | 8,784 | 24.2% | 30.6% | +701 | -0.3pp |
| Renting - Total | 8,908 | 22.5% | 26.8% | 9,087 | 25.1% | 27.9% | -179 | -2.6pp |
| Renting - Social housing | 1,091 | 2.8% | 4.0% | 1,155 | 3.2% | 4.5% | -64 | -0.4pp |
| Renting - Private | 7,741 | 19.5% | 22.6% | 7,688 | 21.2% | 22.7% | +53 | -1.7pp |
| Renting - Not stated | 75 | 0.2% | 0.2% | 244 | 0.7% | 0.7% | -169 | -0.5pp |
| Other tenure type | 1,199 | 3.0% | 2.3% | 492 | 1.4% | 1.0% | +707 | +1.6pp |
| Not stated | 971 | 2.4% | 1.7% | 1,209 | 3.3% | 3.0% | -238 | -0.9pp |
| Total households | 39,654 | 100.0% | 100.0% | 36,233 | 100.0% | 100.0% | +3,421 | 0.0pp |