Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 85.9% of households in Cowirra were purchasing or had fully paid off their home, while 12.8% were renting. The mortgage share was lower than Mid Murray (DC) (27.3%).
Section overview
Housing tenure
Cowirra - Households (Enumerated)
This table summarises housing tenure for Cowirra in 2021 for persons, with comparison against Mid Murray (DC) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Cowirra, with comparison markers for Mid Murray (DC).
Fully owned
2021 count
47
% of total
60.3%
Change from 2016
+12.5pp
47
60.3%
+12.5pp
Mortgage
2021 count
20
% of total
25.6%
Change from 2016
+4.7pp
20
25.6%
+4.7pp
Renting - Total
2021 count
10
% of total
12.8%
Change from 2016
-0.6pp
10
12.8%
-0.6pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
9
% of total
11.5%
Change from 2016
-6.4pp
9
11.5%
-6.4pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
4
% of total
5.1%
Change from 2016
+5.1pp
4
5.1%
+5.1pp
Not stated
2021 count
3
% of total
3.8%
Change from 2016
-0.7pp
3
3.8%
-0.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+15
+12.5pp
Mortgage
+6
+4.7pp
Renting - Total
+1
-0.6pp
Renting - Social housing
0
0.0pp
Renting - Private
-3
-6.4pp
Renting - Not stated
0
0.0pp
Other tenure type
+4
+5.1pp
Not stated
0
-0.7pp
Data table
Housing tenure for Cowirra. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mid Murray (DC).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Mid Murray (DC)% | Count | % | Mid Murray (DC)% | Count | pp | |
| Fully owned | 47 | 60.3% | 45.1% | 32 | 47.8% | 42.8% | +15 | +12.5pp |
| Mortgage | 20 | 25.6% | 27.3% | 14 | 20.9% | 29.7% | +6 | +4.7pp |
| Renting - Total | 10 | 12.8% | 15.3% | 9 | 13.4% | 18.2% | +1 | -0.6pp |
| Renting - Social housing | 0 | 0.0% | 1.9% | 0 | 0.0% | 2.1% | 0 | 0.0pp |
| Renting - Private | 9 | 11.5% | 13.2% | 12 | 17.9% | 15.1% | -3 | -6.4pp |
| Renting - Not stated | 0 | 0.0% | 0.1% | 0 | 0.0% | 0.9% | 0 | 0.0pp |
| Other tenure type | 4 | 5.1% | 3.3% | 0 | 0.0% | 1.1% | +4 | +5.1pp |
| Not stated | 3 | 3.8% | 9.0% | 3 | 4.5% | 8.4% | 0 | -0.7pp |
| Total households | 78 | 100.0% | 100.0% | 67 | 100.0% | 100.0% | +11 | 0.0pp |