Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Mid Murray (DC), accounting for 24% (282 households). This share was higher than Regional SA (21.9%).
Section overview
Monthly housing loan repayments
Mid Murray (DC) - Households (Enumerated)
This table summarises housing loan repayments for Mid Murray (DC) in 2021 for persons, with comparison against Regional SA.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mid Murray (DC), with comparison markers for Regional SA.
$299 or less
2021 count
76
% of total
6.5%
76
6.5%
$300 - $599
2021 count
140
% of total
11.9%
140
11.9%
$600 - $999
2021 count
282
% of total
24.0%
282
24.0%
$1,000 - $1,199
2021 count
142
% of total
12.1%
142
12.1%
$1,200 - $1,399
2021 count
142
% of total
12.1%
142
12.1%
$1,400 - $1,599
2021 count
77
% of total
6.6%
77
6.6%
$1,600-$1,799
2021 count
71
% of total
6.0%
71
6.0%
$1,800 - $1,999
2021 count
32
% of total
2.7%
32
2.7%
$2,000 - $2,199
2021 count
48
% of total
4.1%
48
4.1%
$2,200 - $2,399
2021 count
15
% of total
1.3%
15
1.3%
$2,400-$2,599
2021 count
14
% of total
1.2%
14
1.2%
$2,600-$2,999
2021 count
30
% of total
2.6%
30
2.6%
$3,000-$3,999
2021 count
24
% of total
2.0%
24
2.0%
$4,000-$4,999
2021 count
18
% of total
1.5%
18
1.5%
$5000 and over
2021 count
3
% of total
0.3%
3
0.3%
Not stated
2021 count
61
% of total
5.2%
61
5.2%
Data table
Housing loan repayments for Mid Murray (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Regional SA.
| Category | 2021 count | 2021 % | Regional SA % |
|---|---|---|---|
| $299 or less | 76 | 6.5% | 5.8% |
| $300 - $599 | 140 | 11.9% | 9.6% |
| $600 - $999 | 282 | 24.0% | 21.9% |
| $1,000 - $1,199 | 142 | 12.1% | 12.2% |
| $1,200 - $1,399 | 142 | 12.1% | 11.7% |
| $1,400 - $1,599 | 77 | 6.6% | 8.7% |
| $1,600-$1,799 | 71 | 6.0% | 7.4% |
| $1,800 - $1,999 | 32 | 2.7% | 3.8% |
| $2,000 - $2,199 | 48 | 4.1% | 5.1% |
| $2,200 - $2,399 | 15 | 1.3% | 1.6% |
| $2,400-$2,599 | 14 | 1.2% | 1.0% |
| $2,600-$2,999 | 30 | 2.6% | 2.1% |
| $3,000-$3,999 | 24 | 2.0% | 2.3% |
| $4,000-$4,999 | 18 | 1.5% | 0.9% |
| $5000 and over | 3 | 0.3% | 0.8% |
| Not stated | 61 | 5.2% | 5.2% |
| Total | 1,175 | 100.0% | 100.0% |