Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.1% of households in Mid-Western Regional (A) were purchasing or had fully paid off their home, while 24.4% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Mid-Western Regional (A) - Households (Enumerated)
This table summarises housing tenure for Mid-Western Regional (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Mid-Western Regional (A), with comparison markers for Regional NSW.
Fully owned
2021 count
3,749
% of total
38.9%
Change from 2016
+0.9pp
3,749
38.9%
+0.9pp
Mortgage
2021 count
3,108
% of total
32.2%
Change from 2016
+1.6pp
3,108
32.2%
+1.6pp
Renting - Total
2021 count
2,351
% of total
24.4%
Change from 2016
-3.0pp
2,351
24.4%
-3.0pp
Renting - Social housing
2021 count
279
% of total
2.9%
Change from 2016
-0.3pp
279
2.9%
-0.3pp
Renting - Private
2021 count
2,057
% of total
21.3%
Change from 2016
-1.8pp
2,057
21.3%
-1.8pp
Renting - Not stated
2021 count
20
% of total
0.2%
Change from 2016
-0.9pp
20
0.2%
-0.9pp
Other tenure type
2021 count
211
% of total
2.2%
Change from 2016
+1.5pp
211
2.2%
+1.5pp
Not stated
2021 count
216
% of total
2.2%
Change from 2016
-1.2pp
216
2.2%
-1.2pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+417
+0.9pp
Mortgage
+427
+1.6pp
Renting - Total
-51
-3.0pp
Renting - Social housing
+2
-0.3pp
Renting - Private
+30
-1.8pp
Renting - Not stated
-75
-0.9pp
Other tenure type
+153
+1.5pp
Not stated
-78
-1.2pp
Data table
Housing tenure for Mid-Western Regional (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 3,749 | 38.9% | 38.0% | 3,332 | 38.0% | 37.4% | +417 | +0.9pp |
| Mortgage | 3,108 | 32.2% | 31.2% | 2,681 | 30.6% | 30.6% | +427 | +1.6pp |
| Renting - Total | 2,351 | 24.4% | 26.8% | 2,402 | 27.4% | 27.9% | -51 | -3.0pp |
| Renting - Social housing | 279 | 2.9% | 4.0% | 277 | 3.2% | 4.5% | +2 | -0.3pp |
| Renting - Private | 2,057 | 21.3% | 22.6% | 2,027 | 23.1% | 22.7% | +30 | -1.8pp |
| Renting - Not stated | 20 | 0.2% | 0.2% | 95 | 1.1% | 0.7% | -75 | -0.9pp |
| Other tenure type | 211 | 2.2% | 2.3% | 58 | 0.7% | 1.0% | +153 | +1.5pp |
| Not stated | 216 | 2.2% | 1.7% | 294 | 3.4% | 3.0% | -78 | -1.2pp |
| Total households | 9,638 | 100.0% | 100.0% | 8,768 | 100.0% | 100.0% | +870 | 0.0pp |