Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 65.4% of households in Mildura (RC) were purchasing or had fully paid off their home, while 29.8% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Mildura (RC) - Households (Enumerated)
This table summarises housing tenure for Mildura (RC) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Mildura (RC), with comparison markers for Regional Vic..
Fully owned
2021 count
7,085
% of total
33.3%
Change from 2016
+1.0pp
7,085
33.3%
+1.0pp
Mortgage
2021 count
6,840
% of total
32.1%
Change from 2016
-0.5pp
6,840
32.1%
-0.5pp
Renting - Total
2021 count
6,347
% of total
29.8%
Change from 2016
-0.5pp
6,347
29.8%
-0.5pp
Renting - Social housing
2021 count
874
% of total
4.1%
Change from 2016
-0.6pp
874
4.1%
-0.6pp
Renting - Private
2021 count
5,377
% of total
25.3%
Change from 2016
+0.4pp
5,377
25.3%
+0.4pp
Renting - Not stated
2021 count
96
% of total
0.5%
Change from 2016
-0.3pp
96
0.5%
-0.3pp
Other tenure type
2021 count
511
% of total
2.4%
Change from 2016
+1.4pp
511
2.4%
+1.4pp
Not stated
2021 count
495
% of total
2.3%
Change from 2016
-1.5pp
495
2.3%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+683
+1.0pp
Mortgage
+374
-0.5pp
Renting - Total
+346
-0.5pp
Renting - Social housing
-50
-0.6pp
Renting - Private
+451
+0.4pp
Renting - Not stated
-53
-0.3pp
Other tenure type
+312
+1.4pp
Not stated
-254
-1.5pp
Data table
Housing tenure for Mildura (RC). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 7,085 | 33.3% | 39.3% | 6,402 | 32.3% | 37.8% | +683 | +1.0pp |
| Mortgage | 6,840 | 32.1% | 33.2% | 6,466 | 32.6% | 33.2% | +374 | -0.5pp |
| Renting - Total | 6,347 | 29.8% | 23.6% | 6,001 | 30.3% | 25.1% | +346 | -0.5pp |
| Renting - Social housing | 874 | 4.1% | 3.1% | 924 | 4.7% | 3.6% | -50 | -0.6pp |
| Renting - Private | 5,377 | 25.3% | 20.3% | 4,926 | 24.9% | 20.8% | +451 | +0.4pp |
| Renting - Not stated | 96 | 0.5% | 0.2% | 149 | 0.8% | 0.7% | -53 | -0.3pp |
| Other tenure type | 511 | 2.4% | 2.1% | 199 | 1.0% | 0.8% | +312 | +1.4pp |
| Not stated | 495 | 2.3% | 1.9% | 749 | 3.8% | 3.1% | -254 | -1.5pp |
| Total households | 21,283 | 100.0% | 100.0% | 19,817 | 100.0% | 100.0% | +1,466 | 0.0pp |