Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Mitcham (C), accounting for 10.9% (1,108 households). This share was higher than Greater Adelaide (8.9%).
Section overview
Monthly housing loan repayments
Mitcham (C) - Households (Enumerated)
This table summarises housing loan repayments for Mitcham (C) in 2021 for persons, with comparison against Greater Adelaide.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mitcham (C), with comparison markers for Greater Adelaide.
$299 or less
2021 count
526
% of total
5.2%
526
5.2%
$300 - $599
2021 count
383
% of total
3.8%
383
3.8%
$600 - $999
2021 count
693
% of total
6.8%
693
6.8%
$1,000 - $1,199
2021 count
498
% of total
4.9%
498
4.9%
$1,200 - $1,399
2021 count
625
% of total
6.2%
625
6.2%
$1,400 - $1,599
2021 count
683
% of total
6.7%
683
6.7%
$1,600-$1,799
2021 count
790
% of total
7.8%
790
7.8%
$1,800 - $1,999
2021 count
670
% of total
6.6%
670
6.6%
$2,000 - $2,199
2021 count
1,108
% of total
10.9%
1,108
10.9%
$2,200 - $2,399
2021 count
549
% of total
5.4%
549
5.4%
$2,400-$2,599
2021 count
404
% of total
4.0%
404
4.0%
$2,600-$2,999
2021 count
865
% of total
8.5%
865
8.5%
$3,000-$3,999
2021 count
1,089
% of total
10.7%
1,089
10.7%
$4,000-$4,999
2021 count
425
% of total
4.2%
425
4.2%
$5000 and over
2021 count
357
% of total
3.5%
357
3.5%
Not stated
2021 count
487
% of total
4.8%
487
4.8%
Data table
Housing loan repayments for Mitcham (C). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Adelaide.
| Category | 2021 count | 2021 % | Greater Adelaide % |
|---|---|---|---|
| $299 or less | 526 | 5.2% | 4.8% |
| $300 - $599 | 383 | 3.8% | 4.3% |
| $600 - $999 | 693 | 6.8% | 10.1% |
| $1,000 - $1,199 | 498 | 4.9% | 8.3% |
| $1,200 - $1,399 | 625 | 6.2% | 10.6% |
| $1,400 - $1,599 | 683 | 6.7% | 10.2% |
| $1,600-$1,799 | 790 | 7.8% | 10.2% |
| $1,800 - $1,999 | 670 | 6.6% | 6.7% |
| $2,000 - $2,199 | 1,108 | 10.9% | 8.9% |
| $2,200 - $2,399 | 549 | 5.4% | 3.6% |
| $2,400-$2,599 | 404 | 4.0% | 2.4% |
| $2,600-$2,999 | 865 | 8.5% | 5.0% |
| $3,000-$3,999 | 1,089 | 10.7% | 5.9% |
| $4,000-$4,999 | 425 | 4.2% | 2.3% |
| $5000 and over | 357 | 3.5% | 1.9% |
| Not stated | 487 | 4.8% | 4.8% |
| Total | 10,152 | 100.0% | 100.0% |