Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74.4% of households in Moira (S) were purchasing or had fully paid off their home, while 20.7% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Moira (S) - Households (Enumerated)
This table summarises housing tenure for Moira (S) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Moira (S), with comparison markers for Regional Vic..
Fully owned
2021 count
5,277
% of total
44.3%
Change from 2016
+3.0pp
5,277
44.3%
+3.0pp
Mortgage
2021 count
3,585
% of total
30.1%
Change from 2016
-0.6pp
3,585
30.1%
-0.6pp
Renting - Total
2021 count
2,467
% of total
20.7%
Change from 2016
-2.8pp
2,467
20.7%
-2.8pp
Renting - Social housing
2021 count
298
% of total
2.5%
Change from 2016
-0.2pp
298
2.5%
-0.2pp
Renting - Private
2021 count
2,150
% of total
18.0%
Change from 2016
-1.6pp
2,150
18.0%
-1.6pp
Renting - Not stated
2021 count
21
% of total
0.2%
Change from 2016
-0.9pp
21
0.2%
-0.9pp
Other tenure type
2021 count
296
% of total
2.5%
Change from 2016
+1.7pp
296
2.5%
+1.7pp
Not stated
2021 count
290
% of total
2.4%
Change from 2016
-1.3pp
290
2.4%
-1.3pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+772
+3.0pp
Mortgage
+241
-0.6pp
Renting - Total
-94
-2.8pp
Renting - Social housing
0
-0.2pp
Renting - Private
+9
-1.6pp
Renting - Not stated
-103
-0.9pp
Other tenure type
+213
+1.7pp
Not stated
-118
-1.3pp
Data table
Housing tenure for Moira (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 5,277 | 44.3% | 39.3% | 4,505 | 41.3% | 37.8% | +772 | +3.0pp |
| Mortgage | 3,585 | 30.1% | 33.2% | 3,344 | 30.7% | 33.2% | +241 | -0.6pp |
| Renting - Total | 2,467 | 20.7% | 23.6% | 2,561 | 23.5% | 25.1% | -94 | -2.8pp |
| Renting - Social housing | 298 | 2.5% | 3.1% | 298 | 2.7% | 3.6% | 0 | -0.2pp |
| Renting - Private | 2,150 | 18.0% | 20.3% | 2,141 | 19.6% | 20.8% | +9 | -1.6pp |
| Renting - Not stated | 21 | 0.2% | 0.2% | 124 | 1.1% | 0.7% | -103 | -0.9pp |
| Other tenure type | 296 | 2.5% | 2.1% | 83 | 0.8% | 0.8% | +213 | +1.7pp |
| Not stated | 290 | 2.4% | 1.9% | 408 | 3.7% | 3.1% | -118 | -1.3pp |
| Total households | 11,917 | 100.0% | 100.0% | 10,899 | 100.0% | 100.0% | +1,018 | 0.0pp |