Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 59.9% of households in Essendon were purchasing or had fully paid off their home, while 34.8% were renting. The mortgage share was lower than Moonee Valley (C) (29.9%).

Section overview

Housing tenure

Essendon - Households (Enumerated)

This table summarises housing tenure for Essendon in 2021 for persons, with comparison against Moonee Valley (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Essendon, with comparison markers for Moonee Valley (C).

Essendon
Moonee Valley (C)

Fully owned

2021 count

2,771

% of total

31.3%

Change from 2016

+0.1pp

Mortgage

2021 count

2,533

% of total

28.6%

Change from 2016

+2.8pp

Renting - Total

2021 count

3,075

% of total

34.8%

Change from 2016

-0.3pp

Renting - Social housing

2021 count

160

% of total

1.8%

Change from 2016

0.0pp

Renting - Private

2021 count

2,911

% of total

32.9%

Change from 2016

+0.2pp

Renting - Not stated

2021 count

13

% of total

0.1%

Change from 2016

-0.3pp

Other tenure type

2021 count

127

% of total

1.4%

Change from 2016

+0.8pp

Not stated

2021 count

332

% of total

3.8%

Change from 2016

-3.5pp

Data table

Housing tenure for Essendon. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Moonee Valley (C).

Housing tenure for Essendon. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Moonee Valley (C).
Housing tenure for Essendon. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Moonee Valley (C).
Category20212016Change
Count%Moonee Valley (C)%Count%Moonee Valley (C)%Countpp
Fully owned2,77131.3%33.1%2,57931.2%33.3%+192+0.1pp
Mortgage2,53328.6%29.9%2,12725.8%27.6%+406+2.8pp
Renting - Total3,07534.8%31.3%2,89535.1%31.0%+180-0.3pp
Renting - Social housing1601.8%3.9%1511.8%4.6%+90.0pp
Renting - Private2,91132.9%27.3%2,70332.7%26.0%+208+0.2pp
Renting - Not stated130.1%0.1%350.4%0.4%-22-0.3pp
Other tenure type1271.4%1.3%520.6%0.6%+75+0.8pp
Not stated3323.8%4.4%5997.3%7.5%-267-3.5pp
Total households8,845100.0%100.0%8,258100.0%100.0%+5870.0pp