Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Keilor East (part), accounting for 15.8% (283 households). This share was higher than Moonee Valley (C) (15.5%).
Section overview
Monthly housing loan repayments
Keilor East (part) - Households (Enumerated)
This table summarises housing loan repayments for Keilor East (part) in 2021 for persons, with comparison against Moonee Valley (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Keilor East (part), with comparison markers for Moonee Valley (C).
$299 or less
2021 count
104
% of total
5.8%
104
5.8%
$300 - $599
2021 count
66
% of total
3.7%
66
3.7%
$600 - $999
2021 count
95
% of total
5.3%
95
5.3%
$1,000 - $1,199
2021 count
76
% of total
4.2%
76
4.2%
$1,200 - $1,399
2021 count
80
% of total
4.5%
80
4.5%
$1,400 - $1,599
2021 count
81
% of total
4.5%
81
4.5%
$1,600-$1,799
2021 count
114
% of total
6.3%
114
6.3%
$1,800 - $1,999
2021 count
82
% of total
4.6%
82
4.6%
$2,000 - $2,199
2021 count
177
% of total
9.9%
177
9.9%
$2,200 - $2,399
2021 count
76
% of total
4.2%
76
4.2%
$2,400-$2,599
2021 count
87
% of total
4.8%
87
4.8%
$2,600-$2,999
2021 count
160
% of total
8.9%
160
8.9%
$3,000-$3,999
2021 count
283
% of total
15.8%
283
15.8%
$4,000-$4,999
2021 count
100
% of total
5.6%
100
5.6%
$5000 and over
2021 count
76
% of total
4.2%
76
4.2%
Not stated
2021 count
139
% of total
7.7%
139
7.7%
Data table
Housing loan repayments for Keilor East (part). Monthly housing loan repayments. 2021 counts and percentages compared with Moonee Valley (C).
| Category | 2021 count | 2021 % | Moonee Valley (C) % |
|---|---|---|---|
| $299 or less | 104 | 5.8% | 5.4% |
| $300 - $599 | 66 | 3.7% | 2.8% |
| $600 - $999 | 95 | 5.3% | 4.8% |
| $1,000 - $1,199 | 76 | 4.2% | 4.3% |
| $1,200 - $1,399 | 80 | 4.5% | 5.0% |
| $1,400 - $1,599 | 81 | 4.5% | 5.3% |
| $1,600-$1,799 | 114 | 6.3% | 5.7% |
| $1,800 - $1,999 | 82 | 4.6% | 4.2% |
| $2,000 - $2,199 | 177 | 9.9% | 9.1% |
| $2,200 - $2,399 | 76 | 4.2% | 4.0% |
| $2,400-$2,599 | 87 | 4.8% | 4.2% |
| $2,600-$2,999 | 160 | 8.9% | 7.3% |
| $3,000-$3,999 | 283 | 15.8% | 15.5% |
| $4,000-$4,999 | 100 | 5.6% | 7.4% |
| $5000 and over | 76 | 4.2% | 7.9% |
| Not stated | 139 | 7.7% | 7.0% |
| Total | 1,796 | 100.0% | 100.0% |