Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Brunswick West, accounting for 12.4% (218 households). This share was lower than Moreland (C) (13.2%).
Section overview
Monthly housing loan repayments
Brunswick West - Households (Enumerated)
This table summarises housing loan repayments for Brunswick West in 2021 for persons, with comparison against Moreland (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Brunswick West, with comparison markers for Moreland (C).
$299 or less
2021 count
87
% of total
5.0%
87
5.0%
$300 - $599
2021 count
45
% of total
2.6%
45
2.6%
$600 - $999
2021 count
113
% of total
6.4%
113
6.4%
$1,000 - $1,199
2021 count
87
% of total
5.0%
87
5.0%
$1,200 - $1,399
2021 count
94
% of total
5.4%
94
5.4%
$1,400 - $1,599
2021 count
123
% of total
7.0%
123
7.0%
$1,600-$1,799
2021 count
129
% of total
7.4%
129
7.4%
$1,800 - $1,999
2021 count
105
% of total
6.0%
105
6.0%
$2,000 - $2,199
2021 count
189
% of total
10.8%
189
10.8%
$2,200 - $2,399
2021 count
66
% of total
3.8%
66
3.8%
$2,400-$2,599
2021 count
74
% of total
4.2%
74
4.2%
$2,600-$2,999
2021 count
133
% of total
7.6%
133
7.6%
$3,000-$3,999
2021 count
218
% of total
12.4%
218
12.4%
$4,000-$4,999
2021 count
106
% of total
6.0%
106
6.0%
$5000 and over
2021 count
79
% of total
4.5%
79
4.5%
Not stated
2021 count
106
% of total
6.0%
106
6.0%
Data table
Housing loan repayments for Brunswick West. Monthly housing loan repayments. 2021 counts and percentages compared with Moreland (C).
| Category | 2021 count | 2021 % | Moreland (C) % |
|---|---|---|---|
| $299 or less | 87 | 5.0% | 4.6% |
| $300 - $599 | 45 | 2.6% | 2.7% |
| $600 - $999 | 113 | 6.4% | 5.5% |
| $1,000 - $1,199 | 87 | 5.0% | 4.5% |
| $1,200 - $1,399 | 94 | 5.4% | 5.6% |
| $1,400 - $1,599 | 123 | 7.0% | 6.3% |
| $1,600-$1,799 | 129 | 7.4% | 7.3% |
| $1,800 - $1,999 | 105 | 6.0% | 6.2% |
| $2,000 - $2,199 | 189 | 10.8% | 11.0% |
| $2,200 - $2,399 | 66 | 3.8% | 5.3% |
| $2,400-$2,599 | 74 | 4.2% | 5.1% |
| $2,600-$2,999 | 133 | 7.6% | 7.8% |
| $3,000-$3,999 | 218 | 12.4% | 13.2% |
| $4,000-$4,999 | 106 | 6.0% | 5.2% |
| $5000 and over | 79 | 4.5% | 3.7% |
| Not stated | 106 | 6.0% | 6.0% |
| Total | 1,754 | 100.0% | 100.0% |