Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Fawkner (part), accounting for 12.7% (178 households). This share was higher than Moreland (C) (11%).
Section overview
Monthly housing loan repayments
Fawkner (part) - Households (Enumerated)
This table summarises housing loan repayments for Fawkner (part) in 2021 for persons, with comparison against Moreland (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Fawkner (part), with comparison markers for Moreland (C).
$299 or less
2021 count
79
% of total
5.6%
79
5.6%
$300 - $599
2021 count
57
% of total
4.1%
57
4.1%
$600 - $999
2021 count
82
% of total
5.8%
82
5.8%
$1,000 - $1,199
2021 count
76
% of total
5.4%
76
5.4%
$1,200 - $1,399
2021 count
82
% of total
5.8%
82
5.8%
$1,400 - $1,599
2021 count
95
% of total
6.8%
95
6.8%
$1,600-$1,799
2021 count
124
% of total
8.8%
124
8.8%
$1,800 - $1,999
2021 count
102
% of total
7.3%
102
7.3%
$2,000 - $2,199
2021 count
178
% of total
12.7%
178
12.7%
$2,200 - $2,399
2021 count
81
% of total
5.8%
81
5.8%
$2,400-$2,599
2021 count
57
% of total
4.1%
57
4.1%
$2,600-$2,999
2021 count
105
% of total
7.5%
105
7.5%
$3,000-$3,999
2021 count
115
% of total
8.2%
115
8.2%
$4,000-$4,999
2021 count
39
% of total
2.8%
39
2.8%
$5000 and over
2021 count
17
% of total
1.2%
17
1.2%
Not stated
2021 count
117
% of total
8.3%
117
8.3%
Data table
Housing loan repayments for Fawkner (part). Monthly housing loan repayments. 2021 counts and percentages compared with Moreland (C).
| Category | 2021 count | 2021 % | Moreland (C) % |
|---|---|---|---|
| $299 or less | 79 | 5.6% | 4.6% |
| $300 - $599 | 57 | 4.1% | 2.7% |
| $600 - $999 | 82 | 5.8% | 5.5% |
| $1,000 - $1,199 | 76 | 5.4% | 4.5% |
| $1,200 - $1,399 | 82 | 5.8% | 5.6% |
| $1,400 - $1,599 | 95 | 6.8% | 6.3% |
| $1,600-$1,799 | 124 | 8.8% | 7.3% |
| $1,800 - $1,999 | 102 | 7.3% | 6.2% |
| $2,000 - $2,199 | 178 | 12.7% | 11.0% |
| $2,200 - $2,399 | 81 | 5.8% | 5.3% |
| $2,400-$2,599 | 57 | 4.1% | 5.1% |
| $2,600-$2,999 | 105 | 7.5% | 7.8% |
| $3,000-$3,999 | 115 | 8.2% | 13.2% |
| $4,000-$4,999 | 39 | 2.8% | 5.2% |
| $5000 and over | 17 | 1.2% | 3.7% |
| Not stated | 117 | 8.3% | 6.0% |
| Total | 1,406 | 100.0% | 100.0% |