Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Pascoe Vale South, accounting for 17.4% (244 households). This share was higher than Moreland (C) (13.2%).
Section overview
Monthly housing loan repayments
Pascoe Vale South - Households (Enumerated)
This table summarises housing loan repayments for Pascoe Vale South in 2021 for persons, with comparison against Moreland (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Pascoe Vale South, with comparison markers for Moreland (C).
$299 or less
2021 count
59
% of total
4.2%
59
4.2%
$300 - $599
2021 count
50
% of total
3.6%
50
3.6%
$600 - $999
2021 count
83
% of total
5.9%
83
5.9%
$1,000 - $1,199
2021 count
55
% of total
3.9%
55
3.9%
$1,200 - $1,399
2021 count
73
% of total
5.2%
73
5.2%
$1,400 - $1,599
2021 count
78
% of total
5.6%
78
5.6%
$1,600-$1,799
2021 count
74
% of total
5.3%
74
5.3%
$1,800 - $1,999
2021 count
53
% of total
3.8%
53
3.8%
$2,000 - $2,199
2021 count
141
% of total
10.1%
141
10.1%
$2,200 - $2,399
2021 count
58
% of total
4.1%
58
4.1%
$2,400-$2,599
2021 count
61
% of total
4.4%
61
4.4%
$2,600-$2,999
2021 count
108
% of total
7.7%
108
7.7%
$3,000-$3,999
2021 count
244
% of total
17.4%
244
17.4%
$4,000-$4,999
2021 count
110
% of total
7.9%
110
7.9%
$5000 and over
2021 count
63
% of total
4.5%
63
4.5%
Not stated
2021 count
91
% of total
6.5%
91
6.5%
Data table
Housing loan repayments for Pascoe Vale South. Monthly housing loan repayments. 2021 counts and percentages compared with Moreland (C).
| Category | 2021 count | 2021 % | Moreland (C) % |
|---|---|---|---|
| $299 or less | 59 | 4.2% | 4.6% |
| $300 - $599 | 50 | 3.6% | 2.7% |
| $600 - $999 | 83 | 5.9% | 5.5% |
| $1,000 - $1,199 | 55 | 3.9% | 4.5% |
| $1,200 - $1,399 | 73 | 5.2% | 5.6% |
| $1,400 - $1,599 | 78 | 5.6% | 6.3% |
| $1,600-$1,799 | 74 | 5.3% | 7.3% |
| $1,800 - $1,999 | 53 | 3.8% | 6.2% |
| $2,000 - $2,199 | 141 | 10.1% | 11.0% |
| $2,200 - $2,399 | 58 | 4.1% | 5.3% |
| $2,400-$2,599 | 61 | 4.4% | 5.1% |
| $2,600-$2,999 | 108 | 7.7% | 7.8% |
| $3,000-$3,999 | 244 | 17.4% | 13.2% |
| $4,000-$4,999 | 110 | 7.9% | 5.2% |
| $5000 and over | 63 | 4.5% | 3.7% |
| Not stated | 91 | 6.5% | 6.0% |
| Total | 1,401 | 100.0% | 100.0% |