Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 76.8% of households in Mornington Peninsula (S) were purchasing or had fully paid off their home, while 18.6% were renting. The mortgage share was lower than Greater Melbourne (37.1%).
Section overview
Housing tenure
Mornington Peninsula (S) - Households (Enumerated)
This table summarises housing tenure for Mornington Peninsula (S) in 2021 for persons, with comparison against Greater Melbourne and change since 2016.
Housing tenure snapshot
2021 distribution by category for Mornington Peninsula (S), with comparison markers for Greater Melbourne.
Fully owned
2021 count
27,174
% of total
42.0%
Change from 2016
+2.7pp
27,174
42.0%
+2.7pp
Mortgage
2021 count
22,504
% of total
34.8%
Change from 2016
-0.6pp
22,504
34.8%
-0.6pp
Renting - Total
2021 count
12,048
% of total
18.6%
Change from 2016
-2.2pp
12,048
18.6%
-2.2pp
Renting - Social housing
2021 count
966
% of total
1.5%
Change from 2016
-0.2pp
966
1.5%
-0.2pp
Renting - Private
2021 count
11,000
% of total
17.0%
Change from 2016
-1.6pp
11,000
17.0%
-1.6pp
Renting - Not stated
2021 count
81
% of total
0.1%
Change from 2016
-0.4pp
81
0.1%
-0.4pp
Other tenure type
2021 count
1,879
% of total
2.9%
Change from 2016
+1.4pp
1,879
2.9%
+1.4pp
Not stated
2021 count
1,048
% of total
1.6%
Change from 2016
-1.4pp
1,048
1.6%
-1.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+4,481
+2.7pp
Mortgage
+2,053
-0.6pp
Renting - Total
+9
-2.2pp
Renting - Social housing
-28
-0.2pp
Renting - Private
+259
-1.6pp
Renting - Not stated
-225
-0.4pp
Other tenure type
+1,024
+1.4pp
Not stated
-702
-1.4pp
Data table
Housing tenure for Mornington Peninsula (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Melbourne.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Greater Melbourne% | Count | % | Greater Melbourne% | Count | pp | |
| Fully owned | 27,174 | 42.0% | 29.7% | 22,693 | 39.3% | 30.4% | +4,481 | +2.7pp |
| Mortgage | 22,504 | 34.8% | 37.1% | 20,451 | 35.4% | 36.0% | +2,053 | -0.6pp |
| Renting - Total | 12,048 | 18.6% | 30.2% | 12,039 | 20.8% | 30.0% | +9 | -2.2pp |
| Renting - Social housing | 966 | 1.5% | 2.3% | 994 | 1.7% | 2.7% | -28 | -0.2pp |
| Renting - Private | 11,000 | 17.0% | 27.7% | 10,741 | 18.6% | 26.9% | +259 | -1.6pp |
| Renting - Not stated | 81 | 0.1% | 0.1% | 306 | 0.5% | 0.4% | -225 | -0.4pp |
| Other tenure type | 1,879 | 2.9% | 1.6% | 855 | 1.5% | 0.8% | +1,024 | +1.4pp |
| Not stated | 1,048 | 1.6% | 1.4% | 1,750 | 3.0% | 2.7% | -702 | -1.4pp |
| Total households | 64,650 | 100.0% | 100.0% | 57,791 | 100.0% | 100.0% | +6,859 | 0.0pp |