Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 76.8% of households in Mornington Peninsula (S) were purchasing or had fully paid off their home, while 18.6% were renting. The mortgage share was lower than Greater Melbourne (37.1%).

Section overview

Housing tenure

Mornington Peninsula (S) - Households (Enumerated)

This table summarises housing tenure for Mornington Peninsula (S) in 2021 for persons, with comparison against Greater Melbourne and change since 2016.

Housing tenure change

Absolute change in category counts between 2016 and 2021.

2016
2021

Fully owned

+4,481

+2.7pp

Mortgage

+2,053

-0.6pp

Renting - Total

+9

-2.2pp

Renting - Social housing

-28

-0.2pp

Renting - Private

+259

-1.6pp

Renting - Not stated

-225

-0.4pp

Other tenure type

+1,024

+1.4pp

Not stated

-702

-1.4pp

Data table

Housing tenure for Mornington Peninsula (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Melbourne.

Housing tenure for Mornington Peninsula (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Melbourne.
Housing tenure for Mornington Peninsula (S). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Melbourne.
Category20212016Change
Count%Greater Melbourne%Count%Greater Melbourne%Countpp
Fully owned27,17442.0%29.7%22,69339.3%30.4%+4,481+2.7pp
Mortgage22,50434.8%37.1%20,45135.4%36.0%+2,053-0.6pp
Renting - Total12,04818.6%30.2%12,03920.8%30.0%+9-2.2pp
Renting - Social housing9661.5%2.3%9941.7%2.7%-28-0.2pp
Renting - Private11,00017.0%27.7%10,74118.6%26.9%+259-1.6pp
Renting - Not stated810.1%0.1%3060.5%0.4%-225-0.4pp
Other tenure type1,8792.9%1.6%8551.5%0.8%+1,024+1.4pp
Not stated1,0481.6%1.4%1,7503.0%2.7%-702-1.4pp
Total households64,650100.0%100.0%57,791100.0%100.0%+6,8590.0pp