Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Mosman, accounting for 36.9% (1,103 households). This share was similar to Mosman (A) (36.9%).
Section overview
Monthly housing loan repayments
Mosman - Households (Enumerated)
This table summarises housing loan repayments for Mosman in 2021 for persons, with comparison against Mosman (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mosman, with comparison markers for Mosman (A).
$299 or less
2021 count
232
% of total
7.8%
232
7.8%
$300 - $599
2021 count
49
% of total
1.6%
49
1.6%
$600 - $999
2021 count
68
% of total
2.3%
68
2.3%
$1,000 - $1,199
2021 count
67
% of total
2.2%
67
2.2%
$1,200 - $1,399
2021 count
58
% of total
1.9%
58
1.9%
$1,400 - $1,599
2021 count
53
% of total
1.8%
53
1.8%
$1,600-$1,799
2021 count
58
% of total
1.9%
58
1.9%
$1,800 - $1,999
2021 count
48
% of total
1.6%
48
1.6%
$2,000 - $2,199
2021 count
163
% of total
5.4%
163
5.4%
$2,200 - $2,399
2021 count
64
% of total
2.1%
64
2.1%
$2,400-$2,599
2021 count
92
% of total
3.1%
92
3.1%
$2,600-$2,999
2021 count
105
% of total
3.5%
105
3.5%
$3,000-$3,999
2021 count
355
% of total
11.9%
355
11.9%
$4,000-$4,999
2021 count
254
% of total
8.5%
254
8.5%
$5000 and over
2021 count
1,103
% of total
36.9%
1,103
36.9%
Not stated
2021 count
224
% of total
7.5%
224
7.5%
Data table
Housing loan repayments for Mosman. Monthly housing loan repayments. 2021 counts and percentages compared with Mosman (A).
| Category | 2021 count | 2021 % | Mosman (A) % |
|---|---|---|---|
| $299 or less | 232 | 7.8% | 7.8% |
| $300 - $599 | 49 | 1.6% | 1.6% |
| $600 - $999 | 68 | 2.3% | 2.3% |
| $1,000 - $1,199 | 67 | 2.2% | 2.2% |
| $1,200 - $1,399 | 58 | 1.9% | 1.9% |
| $1,400 - $1,599 | 53 | 1.8% | 1.8% |
| $1,600-$1,799 | 58 | 1.9% | 1.9% |
| $1,800 - $1,999 | 48 | 1.6% | 1.6% |
| $2,000 - $2,199 | 163 | 5.4% | 5.4% |
| $2,200 - $2,399 | 64 | 2.1% | 2.1% |
| $2,400-$2,599 | 92 | 3.1% | 3.1% |
| $2,600-$2,999 | 105 | 3.5% | 3.5% |
| $3,000-$3,999 | 355 | 11.9% | 11.9% |
| $4,000-$4,999 | 254 | 8.5% | 8.5% |
| $5000 and over | 1,103 | 36.9% | 36.9% |
| Not stated | 224 | 7.5% | 7.5% |
| Total | 2,993 | 100.0% | 100.0% |