Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,400 - $1,599 was the most common mortgage repayment band among households with a mortgage in Mount Barker (DC), accounting for 11.7% (786 households). This share was higher than Greater Adelaide (10.2%).
Section overview
Monthly housing loan repayments
Mount Barker (DC) - Households (Enumerated)
This table summarises housing loan repayments for Mount Barker (DC) in 2021 for persons, with comparison against Greater Adelaide.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mount Barker (DC), with comparison markers for Greater Adelaide.
$299 or less
2021 count
249
% of total
3.7%
249
3.7%
$300 - $599
2021 count
245
% of total
3.7%
245
3.7%
$600 - $999
2021 count
610
% of total
9.1%
610
9.1%
$1,000 - $1,199
2021 count
502
% of total
7.5%
502
7.5%
$1,200 - $1,399
2021 count
758
% of total
11.3%
758
11.3%
$1,400 - $1,599
2021 count
786
% of total
11.7%
786
11.7%
$1,600-$1,799
2021 count
751
% of total
11.2%
751
11.2%
$1,800 - $1,999
2021 count
576
% of total
8.6%
576
8.6%
$2,000 - $2,199
2021 count
657
% of total
9.8%
657
9.8%
$2,200 - $2,399
2021 count
262
% of total
3.9%
262
3.9%
$2,400-$2,599
2021 count
161
% of total
2.4%
161
2.4%
$2,600-$2,999
2021 count
351
% of total
5.2%
351
5.2%
$3,000-$3,999
2021 count
340
% of total
5.1%
340
5.1%
$4,000-$4,999
2021 count
128
% of total
1.9%
128
1.9%
$5000 and over
2021 count
87
% of total
1.3%
87
1.3%
Not stated
2021 count
240
% of total
3.6%
240
3.6%
Data table
Housing loan repayments for Mount Barker (DC). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Adelaide.
| Category | 2021 count | 2021 % | Greater Adelaide % |
|---|---|---|---|
| $299 or less | 249 | 3.7% | 4.8% |
| $300 - $599 | 245 | 3.7% | 4.3% |
| $600 - $999 | 610 | 9.1% | 10.1% |
| $1,000 - $1,199 | 502 | 7.5% | 8.3% |
| $1,200 - $1,399 | 758 | 11.3% | 10.6% |
| $1,400 - $1,599 | 786 | 11.7% | 10.2% |
| $1,600-$1,799 | 751 | 11.2% | 10.2% |
| $1,800 - $1,999 | 576 | 8.6% | 6.7% |
| $2,000 - $2,199 | 657 | 9.8% | 8.9% |
| $2,200 - $2,399 | 262 | 3.9% | 3.6% |
| $2,400-$2,599 | 161 | 2.4% | 2.4% |
| $2,600-$2,999 | 351 | 5.2% | 5.0% |
| $3,000-$3,999 | 340 | 5.1% | 5.9% |
| $4,000-$4,999 | 128 | 1.9% | 2.3% |
| $5000 and over | 87 | 1.3% | 1.9% |
| Not stated | 240 | 3.6% | 4.8% |
| Total | 6,703 | 100.0% | 100.0% |