Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,400 - $1,599 was the most common mortgage repayment band among households with a mortgage in Nairne, accounting for 16.8% (177 households). This share was higher than Mount Barker (DC) (11.7%).
Section overview
Monthly housing loan repayments
Nairne - Households (Enumerated)
This table summarises housing loan repayments for Nairne in 2021 for persons, with comparison against Mount Barker (DC).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Nairne, with comparison markers for Mount Barker (DC).
$299 or less
2021 count
29
% of total
2.8%
29
2.8%
$300 - $599
2021 count
39
% of total
3.7%
39
3.7%
$600 - $999
2021 count
109
% of total
10.4%
109
10.4%
$1,000 - $1,199
2021 count
92
% of total
8.7%
92
8.7%
$1,200 - $1,399
2021 count
147
% of total
14.0%
147
14.0%
$1,400 - $1,599
2021 count
177
% of total
16.8%
177
16.8%
$1,600-$1,799
2021 count
133
% of total
12.6%
133
12.6%
$1,800 - $1,999
2021 count
86
% of total
8.2%
86
8.2%
$2,000 - $2,199
2021 count
89
% of total
8.5%
89
8.5%
$2,200 - $2,399
2021 count
36
% of total
3.4%
36
3.4%
$2,400-$2,599
2021 count
14
% of total
1.3%
14
1.3%
$2,600-$2,999
2021 count
30
% of total
2.9%
30
2.9%
$3,000-$3,999
2021 count
27
% of total
2.6%
27
2.6%
$4,000-$4,999
2021 count
-
% of total
-
-
-
$5000 and over
2021 count
5
% of total
0.5%
5
0.5%
Not stated
2021 count
39
% of total
3.7%
39
3.7%
Data table
Housing loan repayments for Nairne. Monthly housing loan repayments. 2021 counts and percentages compared with Mount Barker (DC).
| Category | 2021 count | 2021 % | Mount Barker (DC) % |
|---|---|---|---|
| $299 or less | 29 | 2.8% | 3.7% |
| $300 - $599 | 39 | 3.7% | 3.7% |
| $600 - $999 | 109 | 10.4% | 9.1% |
| $1,000 - $1,199 | 92 | 8.7% | 7.5% |
| $1,200 - $1,399 | 147 | 14.0% | 11.3% |
| $1,400 - $1,599 | 177 | 16.8% | 11.7% |
| $1,600-$1,799 | 133 | 12.6% | 11.2% |
| $1,800 - $1,999 | 86 | 8.2% | 8.6% |
| $2,000 - $2,199 | 89 | 8.5% | 9.8% |
| $2,200 - $2,399 | 36 | 3.4% | 3.9% |
| $2,400-$2,599 | 14 | 1.3% | 2.4% |
| $2,600-$2,999 | 30 | 2.9% | 5.2% |
| $3,000-$3,999 | 27 | 2.6% | 5.1% |
| $4,000-$4,999 | - | - | 1.9% |
| $5000 and over | 5 | 0.5% | 1.3% |
| Not stated | 39 | 3.7% | 3.6% |
| Total | 1,052 | 100.0% | 100.0% |