Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 60.7% of households in Mount Gambier (C) were purchasing or had fully paid off their home, while 30.7% were renting. The mortgage share was higher than Regional SA (28.4%).
Section overview
Housing tenure
Mount Gambier (C) - Households (Enumerated)
This table summarises housing tenure for Mount Gambier (C) in 2021 for persons, with comparison against Regional SA and change since 2016.
Housing tenure snapshot
2021 distribution by category for Mount Gambier (C), with comparison markers for Regional SA.
Fully owned
2021 count
3,369
% of total
29.1%
Change from 2016
+2.0pp
3,369
29.1%
+2.0pp
Mortgage
2021 count
3,660
% of total
31.6%
Change from 2016
-0.5pp
3,660
31.6%
-0.5pp
Renting - Total
2021 count
3,555
% of total
30.7%
Change from 2016
-2.1pp
3,555
30.7%
-2.1pp
Renting - Social housing
2021 count
889
% of total
7.7%
Change from 2016
-1.4pp
889
7.7%
-1.4pp
Renting - Private
2021 count
2,641
% of total
22.8%
Change from 2016
-0.4pp
2,641
22.8%
-0.4pp
Renting - Not stated
2021 count
30
% of total
0.3%
Change from 2016
-0.2pp
30
0.3%
-0.2pp
Other tenure type
2021 count
360
% of total
3.1%
Change from 2016
+1.7pp
360
3.1%
+1.7pp
Not stated
2021 count
620
% of total
5.4%
Change from 2016
-1.2pp
620
5.4%
-1.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+423
+2.0pp
Mortgage
+160
-0.5pp
Renting - Total
-20
-2.1pp
Renting - Social housing
-98
-1.4pp
Renting - Private
+118
-0.4pp
Renting - Not stated
-29
-0.2pp
Other tenure type
+205
+1.7pp
Not stated
-95
-1.2pp
Data table
Housing tenure for Mount Gambier (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional SA.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional SA% | Count | % | Regional SA% | Count | pp | |
| Fully owned | 3,369 | 29.1% | 37.6% | 2,946 | 27.1% | 35.5% | +423 | +2.0pp |
| Mortgage | 3,660 | 31.6% | 28.4% | 3,500 | 32.1% | 29.3% | +160 | -0.5pp |
| Renting - Total | 3,555 | 30.7% | 23.8% | 3,575 | 32.8% | 26.0% | -20 | -2.1pp |
| Renting - Social housing | 889 | 7.7% | 5.0% | 987 | 9.1% | 5.7% | -98 | -1.4pp |
| Renting - Private | 2,641 | 22.8% | 18.5% | 2,523 | 23.2% | 19.3% | +118 | -0.4pp |
| Renting - Not stated | 30 | 0.3% | 0.2% | 59 | 0.5% | 1.0% | -29 | -0.2pp |
| Other tenure type | 360 | 3.1% | 3.4% | 155 | 1.4% | 1.4% | +205 | +1.7pp |
| Not stated | 620 | 5.4% | 6.8% | 715 | 6.6% | 7.8% | -95 | -1.2pp |
| Total households | 11,568 | 100.0% | 100.0% | 10,889 | 100.0% | 100.0% | +679 | 0.0pp |