Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Mount Isa (C), accounting for 11.8% (229 households). This share was higher than Regional Qld (9.5%).
Section overview
Monthly housing loan repayments
Mount Isa (C) - Households (Enumerated)
This table summarises housing loan repayments for Mount Isa (C) in 2021 for persons, with comparison against Regional Qld.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mount Isa (C), with comparison markers for Regional Qld.
$299 or less
2021 count
50
% of total
2.6%
50
2.6%
$300 - $599
2021 count
65
% of total
3.3%
65
3.3%
$600 - $999
2021 count
227
% of total
11.7%
227
11.7%
$1,000 - $1,199
2021 count
170
% of total
8.7%
170
8.7%
$1,200 - $1,399
2021 count
229
% of total
11.8%
229
11.8%
$1,400 - $1,599
2021 count
181
% of total
9.3%
181
9.3%
$1,600-$1,799
2021 count
207
% of total
10.6%
207
10.6%
$1,800 - $1,999
2021 count
131
% of total
6.7%
131
6.7%
$2,000 - $2,199
2021 count
222
% of total
11.4%
222
11.4%
$2,200 - $2,399
2021 count
51
% of total
2.6%
51
2.6%
$2,400-$2,599
2021 count
30
% of total
1.5%
30
1.5%
$2,600-$2,999
2021 count
100
% of total
5.1%
100
5.1%
$3,000-$3,999
2021 count
89
% of total
4.6%
89
4.6%
$4,000-$4,999
2021 count
20
% of total
1.0%
20
1.0%
$5000 and over
2021 count
24
% of total
1.2%
24
1.2%
Not stated
2021 count
151
% of total
7.8%
151
7.8%
Data table
Housing loan repayments for Mount Isa (C). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
| Category | 2021 count | 2021 % | Regional Qld % |
|---|---|---|---|
| $299 or less | 50 | 2.6% | 4.6% |
| $300 - $599 | 65 | 3.3% | 4.1% |
| $600 - $999 | 227 | 11.7% | 9.8% |
| $1,000 - $1,199 | 170 | 8.7% | 7.4% |
| $1,200 - $1,399 | 229 | 11.8% | 9.5% |
| $1,400 - $1,599 | 181 | 9.3% | 8.8% |
| $1,600-$1,799 | 207 | 10.6% | 9.8% |
| $1,800 - $1,999 | 131 | 6.7% | 6.7% |
| $2,000 - $2,199 | 222 | 11.4% | 10.0% |
| $2,200 - $2,399 | 51 | 2.6% | 4.0% |
| $2,400-$2,599 | 30 | 1.5% | 2.6% |
| $2,600-$2,999 | 100 | 5.1% | 6.0% |
| $3,000-$3,999 | 89 | 4.6% | 6.3% |
| $4,000-$4,999 | 20 | 1.0% | 2.3% |
| $5000 and over | 24 | 1.2% | 1.8% |
| Not stated | 151 | 7.8% | 6.3% |
| Total | 1,947 | 100.0% | 100.0% |