Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Sunset, accounting for 14.3% (33 households). This share was higher than Mount Isa (C) (11.7%).
Section overview
Monthly housing loan repayments
Sunset - Households (Enumerated)
This table summarises housing loan repayments for Sunset in 2021 for persons, with comparison against Mount Isa (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Sunset, with comparison markers for Mount Isa (C).
$299 or less
2021 count
8
% of total
3.5%
8
3.5%
$300 - $599
2021 count
7
% of total
3.0%
7
3.0%
$600 - $999
2021 count
33
% of total
14.3%
33
14.3%
$1,000 - $1,199
2021 count
23
% of total
10.0%
23
10.0%
$1,200 - $1,399
2021 count
28
% of total
12.2%
28
12.2%
$1,400 - $1,599
2021 count
21
% of total
9.1%
21
9.1%
$1,600-$1,799
2021 count
25
% of total
10.9%
25
10.9%
$1,800 - $1,999
2021 count
12
% of total
5.2%
12
5.2%
$2,000 - $2,199
2021 count
24
% of total
10.4%
24
10.4%
$2,200 - $2,399
2021 count
8
% of total
3.5%
8
3.5%
$2,400-$2,599
2021 count
7
% of total
3.0%
7
3.0%
$2,600-$2,999
2021 count
11
% of total
4.8%
11
4.8%
$3,000-$3,999
2021 count
5
% of total
2.2%
5
2.2%
$4,000-$4,999
2021 count
-
% of total
-
-
-
$5000 and over
2021 count
5
% of total
2.2%
5
2.2%
Not stated
2021 count
13
% of total
5.7%
13
5.7%
Data table
Housing loan repayments for Sunset. Monthly housing loan repayments. 2021 counts and percentages compared with Mount Isa (C).
| Category | 2021 count | 2021 % | Mount Isa (C) % |
|---|---|---|---|
| $299 or less | 8 | 3.5% | 2.6% |
| $300 - $599 | 7 | 3.0% | 3.3% |
| $600 - $999 | 33 | 14.3% | 11.7% |
| $1,000 - $1,199 | 23 | 10.0% | 8.7% |
| $1,200 - $1,399 | 28 | 12.2% | 11.8% |
| $1,400 - $1,599 | 21 | 9.1% | 9.3% |
| $1,600-$1,799 | 25 | 10.9% | 10.6% |
| $1,800 - $1,999 | 12 | 5.2% | 6.7% |
| $2,000 - $2,199 | 24 | 10.4% | 11.4% |
| $2,200 - $2,399 | 8 | 3.5% | 2.6% |
| $2,400-$2,599 | 7 | 3.0% | 1.5% |
| $2,600-$2,999 | 11 | 4.8% | 5.1% |
| $3,000-$3,999 | 5 | 2.2% | 4.6% |
| $4,000-$4,999 | - | - | 1.0% |
| $5000 and over | 5 | 2.2% | 1.2% |
| Not stated | 13 | 5.7% | 7.8% |
| Total | 230 | 100.0% | 100.0% |