Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $300 to $449 was the most common mortgage repayment band among households with a mortgage in Wirrabara, accounting for 23.3% (10 households). This share was higher than Mount Remarkable (DC) (11%).
Section overview
Monthly housing loan repayments
Wirrabara - Households (Enumerated)
This table summarises housing loan repayments for Wirrabara in 2021 for persons, with comparison against Mount Remarkable (DC).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Wirrabara, with comparison markers for Mount Remarkable (DC).
Nil Repayments
2021 count
-
% of total
-
-
-
1 To 149
2021 count
3
% of total
7.0%
3
7.0%
150 To 299
2021 count
-
% of total
-
-
-
300 To 449
2021 count
10
% of total
23.3%
10
23.3%
450 To 599
2021 count
4
% of total
9.3%
4
9.3%
600 To 799
2021 count
5
% of total
11.6%
5
11.6%
800 To 999
2021 count
8
% of total
18.6%
8
18.6%
1000 To 1199
2021 count
4
% of total
9.3%
4
9.3%
1200 To 1399
2021 count
3
% of total
7.0%
3
7.0%
1400 To 1599
2021 count
-
% of total
-
-
-
1600 To 1799
2021 count
-
% of total
-
-
-
1800 To 1999
2021 count
3
% of total
7.0%
3
7.0%
2000 To 2199
2021 count
3
% of total
7.0%
3
7.0%
Not stated
2021 count
-
% of total
-
-
-
Data table
Housing loan repayments for Wirrabara. Monthly housing loan repayments. 2021 counts and percentages compared with Mount Remarkable (DC).
| Category | 2021 count | 2021 % | Mount Remarkable (DC) % |
|---|---|---|---|
| Nil Repayments | - | - | 4.7% |
| 1 To 149 | 3 | 7.0% | 1.0% |
| 150 To 299 | - | - | 3.3% |
| 300 To 449 | 10 | 23.3% | 11.0% |
| 450 To 599 | 4 | 9.3% | 4.3% |
| 600 To 799 | 5 | 11.6% | 13.0% |
| 800 To 999 | 8 | 18.6% | 14.6% |
| 1000 To 1199 | 4 | 9.3% | 11.0% |
| 1200 To 1399 | 3 | 7.0% | 11.0% |
| 1400 To 1599 | - | - | 5.6% |
| 1600 To 1799 | - | - | 5.6% |
| 1800 To 1999 | 3 | 7.0% | 2.7% |
| 2000 To 2199 | 3 | 7.0% | 5.3% |
| Not stated | - | - | 7.0% |
| Total | 43 | 100.0% | 100.0% |