Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 to $2,199 was the most common mortgage repayment band among households with a mortgage in Mundaring (S), accounting for 12.6% (817 households). This share was higher than Greater Perth (11.7%).
Section overview
Monthly housing loan repayments
Mundaring (S) - Households (Enumerated)
This table summarises housing loan repayments for Mundaring (S) in 2021 for persons, with comparison against Greater Perth.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mundaring (S), with comparison markers for Greater Perth.
Nil Repayments
2021 count
180
% of total
2.8%
180
2.8%
1 To 149
2021 count
52
% of total
0.8%
52
0.8%
150 To 299
2021 count
66
% of total
1.0%
66
1.0%
300 To 449
2021 count
106
% of total
1.6%
106
1.6%
450 To 599
2021 count
91
% of total
1.4%
91
1.4%
600 To 799
2021 count
173
% of total
2.7%
173
2.7%
800 To 999
2021 count
262
% of total
4.0%
262
4.0%
1000 To 1199
2021 count
289
% of total
4.4%
289
4.4%
1200 To 1399
2021 count
390
% of total
6.0%
390
6.0%
1400 To 1599
2021 count
468
% of total
7.2%
468
7.2%
1600 To 1799
2021 count
601
% of total
9.2%
601
9.2%
1800 To 1999
2021 count
463
% of total
7.1%
463
7.1%
2000 To 2199
2021 count
817
% of total
12.6%
817
12.6%
2200 To 2399
2021 count
366
% of total
5.6%
366
5.6%
2400 To 2599
2021 count
256
% of total
3.9%
256
3.9%
2600 To 2799
2021 count
354
% of total
5.4%
354
5.4%
2800 To 2999
2021 count
167
% of total
2.6%
167
2.6%
3000 To 3499
2021 count
497
% of total
7.6%
497
7.6%
3500 To 3999
2021 count
138
% of total
2.1%
138
2.1%
4000 To 4999
2021 count
243
% of total
3.7%
243
3.7%
5000 And Over
2021 count
151
% of total
2.3%
151
2.3%
Not stated
2021 count
379
% of total
5.8%
379
5.8%
Data table
Housing loan repayments for Mundaring (S). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Perth.
| Category | 2021 count | 2021 % | Greater Perth % |
|---|---|---|---|
| Nil Repayments | 180 | 2.8% | 2.8% |
| 1 To 149 | 52 | 0.8% | 0.7% |
| 150 To 299 | 66 | 1.0% | 0.7% |
| 300 To 449 | 106 | 1.6% | 1.4% |
| 450 To 599 | 91 | 1.4% | 1.3% |
| 600 To 799 | 173 | 2.7% | 2.3% |
| 800 To 999 | 262 | 4.0% | 3.4% |
| 1000 To 1199 | 289 | 4.4% | 5.2% |
| 1200 To 1399 | 390 | 6.0% | 7.3% |
| 1400 To 1599 | 468 | 7.2% | 8.2% |
| 1600 To 1799 | 601 | 9.2% | 9.7% |
| 1800 To 1999 | 463 | 7.1% | 7.5% |
| 2000 To 2199 | 817 | 12.6% | 11.7% |
| 2200 To 2399 | 366 | 5.6% | 5.1% |
| 2400 To 2599 | 256 | 3.9% | 3.9% |
| 2600 To 2799 | 354 | 5.4% | 4.8% |
| 2800 To 2999 | 167 | 2.6% | 2.4% |
| 3000 To 3499 | 497 | 7.6% | 6.6% |
| 3500 To 3999 | 138 | 2.1% | 2.3% |
| 4000 To 4999 | 243 | 3.7% | 3.7% |
| 5000 And Over | 151 | 2.3% | 3.3% |
| Not stated | 379 | 5.8% | 5.6% |
| Total | 6,509 | 100.0% | 100.0% |