Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Murray Bridge (RC), accounting for 22.4% (589 households). This share was higher than Regional SA (21.9%).
Section overview
Monthly housing loan repayments
Murray Bridge (RC) - Households (Enumerated)
This table summarises housing loan repayments for Murray Bridge (RC) in 2021 for persons, with comparison against Regional SA.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Murray Bridge (RC), with comparison markers for Regional SA.
$299 or less
2021 count
121
% of total
4.6%
121
4.6%
$300 - $599
2021 count
212
% of total
8.0%
212
8.0%
$600 - $999
2021 count
589
% of total
22.4%
589
22.4%
$1,000 - $1,199
2021 count
412
% of total
15.6%
412
15.6%
$1,200 - $1,399
2021 count
379
% of total
14.4%
379
14.4%
$1,400 - $1,599
2021 count
224
% of total
8.5%
224
8.5%
$1,600-$1,799
2021 count
195
% of total
7.4%
195
7.4%
$1,800 - $1,999
2021 count
80
% of total
3.0%
80
3.0%
$2,000 - $2,199
2021 count
128
% of total
4.9%
128
4.9%
$2,200 - $2,399
2021 count
34
% of total
1.3%
34
1.3%
$2,400-$2,599
2021 count
18
% of total
0.7%
18
0.7%
$2,600-$2,999
2021 count
35
% of total
1.3%
35
1.3%
$3,000-$3,999
2021 count
29
% of total
1.1%
29
1.1%
$4,000-$4,999
2021 count
19
% of total
0.7%
19
0.7%
$5000 and over
2021 count
17
% of total
0.6%
17
0.6%
Not stated
2021 count
143
% of total
5.4%
143
5.4%
Data table
Housing loan repayments for Murray Bridge (RC). Monthly housing loan repayments. 2021 counts and percentages compared with Regional SA.
| Category | 2021 count | 2021 % | Regional SA % |
|---|---|---|---|
| $299 or less | 121 | 4.6% | 5.8% |
| $300 - $599 | 212 | 8.0% | 9.6% |
| $600 - $999 | 589 | 22.4% | 21.9% |
| $1,000 - $1,199 | 412 | 15.6% | 12.2% |
| $1,200 - $1,399 | 379 | 14.4% | 11.7% |
| $1,400 - $1,599 | 224 | 8.5% | 8.7% |
| $1,600-$1,799 | 195 | 7.4% | 7.4% |
| $1,800 - $1,999 | 80 | 3.0% | 3.8% |
| $2,000 - $2,199 | 128 | 4.9% | 5.1% |
| $2,200 - $2,399 | 34 | 1.3% | 1.6% |
| $2,400-$2,599 | 18 | 0.7% | 1.0% |
| $2,600-$2,999 | 35 | 1.3% | 2.1% |
| $3,000-$3,999 | 29 | 1.1% | 2.3% |
| $4,000-$4,999 | 19 | 0.7% | 0.9% |
| $5000 and over | 17 | 0.6% | 0.8% |
| Not stated | 143 | 5.4% | 5.2% |
| Total | 2,635 | 100.0% | 100.0% |