Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Murray Bridge, accounting for 26.3% (421 households). This share was higher than Murray Bridge (RC) (22.4%).
Section overview
Monthly housing loan repayments
Murray Bridge - Households (Enumerated)
This table summarises housing loan repayments for Murray Bridge in 2021 for persons, with comparison against Murray Bridge (RC).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Murray Bridge, with comparison markers for Murray Bridge (RC).
$299 or less
2021 count
73
% of total
4.6%
73
4.6%
$300 - $599
2021 count
146
% of total
9.1%
146
9.1%
$600 - $999
2021 count
421
% of total
26.3%
421
26.3%
$1,000 - $1,199
2021 count
283
% of total
17.7%
283
17.7%
$1,200 - $1,399
2021 count
212
% of total
13.2%
212
13.2%
$1,400 - $1,599
2021 count
132
% of total
8.2%
132
8.2%
$1,600-$1,799
2021 count
104
% of total
6.5%
104
6.5%
$1,800 - $1,999
2021 count
38
% of total
2.4%
38
2.4%
$2,000 - $2,199
2021 count
51
% of total
3.2%
51
3.2%
$2,200 - $2,399
2021 count
16
% of total
1.0%
16
1.0%
$2,400-$2,599
2021 count
6
% of total
0.4%
6
0.4%
$2,600-$2,999
2021 count
14
% of total
0.9%
14
0.9%
$3,000-$3,999
2021 count
7
% of total
0.4%
7
0.4%
$4,000-$4,999
2021 count
10
% of total
0.6%
10
0.6%
$5000 and over
2021 count
6
% of total
0.4%
6
0.4%
Not stated
2021 count
84
% of total
5.2%
84
5.2%
Data table
Housing loan repayments for Murray Bridge. Monthly housing loan repayments. 2021 counts and percentages compared with Murray Bridge (RC).
| Category | 2021 count | 2021 % | Murray Bridge (RC) % |
|---|---|---|---|
| $299 or less | 73 | 4.6% | 4.6% |
| $300 - $599 | 146 | 9.1% | 8.0% |
| $600 - $999 | 421 | 26.3% | 22.4% |
| $1,000 - $1,199 | 283 | 17.7% | 15.6% |
| $1,200 - $1,399 | 212 | 13.2% | 14.4% |
| $1,400 - $1,599 | 132 | 8.2% | 8.5% |
| $1,600-$1,799 | 104 | 6.5% | 7.4% |
| $1,800 - $1,999 | 38 | 2.4% | 3.0% |
| $2,000 - $2,199 | 51 | 3.2% | 4.9% |
| $2,200 - $2,399 | 16 | 1.0% | 1.3% |
| $2,400-$2,599 | 6 | 0.4% | 0.7% |
| $2,600-$2,999 | 14 | 0.9% | 1.3% |
| $3,000-$3,999 | 7 | 0.4% | 1.1% |
| $4,000-$4,999 | 10 | 0.6% | 0.7% |
| $5000 and over | 6 | 0.4% | 0.6% |
| Not stated | 84 | 5.2% | 5.4% |
| Total | 1,603 | 100.0% | 100.0% |