Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74.4% of households in Murray River (A) were purchasing or had fully paid off their home, while 18.7% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Murray River (A) - Households (Enumerated)
This table summarises housing tenure for Murray River (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Murray River (A), with comparison markers for Regional NSW.
Fully owned
2021 count
2,266
% of total
46.5%
Change from 2016
+2.0pp
2,266
46.5%
+2.0pp
Mortgage
2021 count
1,360
% of total
27.9%
Change from 2016
-0.1pp
1,360
27.9%
-0.1pp
Renting - Total
2021 count
911
% of total
18.7%
Change from 2016
-3.5pp
911
18.7%
-3.5pp
Renting - Social housing
2021 count
64
% of total
1.3%
Change from 2016
-0.2pp
64
1.3%
-0.2pp
Renting - Private
2021 count
848
% of total
17.4%
Change from 2016
-2.0pp
848
17.4%
-2.0pp
Renting - Not stated
2021 count
12
% of total
0.2%
Change from 2016
-0.9pp
12
0.2%
-0.9pp
Other tenure type
2021 count
219
% of total
4.5%
Change from 2016
+2.7pp
219
4.5%
+2.7pp
Not stated
2021 count
123
% of total
2.5%
Change from 2016
-1.0pp
123
2.5%
-1.0pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+279
+2.0pp
Mortgage
+110
-0.1pp
Renting - Total
-81
-3.5pp
Renting - Social housing
-3
-0.2pp
Renting - Private
-18
-2.0pp
Renting - Not stated
-38
-0.9pp
Other tenure type
+140
+2.7pp
Not stated
-33
-1.0pp
Data table
Housing tenure for Murray River (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 2,266 | 46.5% | 38.0% | 1,987 | 44.5% | 37.4% | +279 | +2.0pp |
| Mortgage | 1,360 | 27.9% | 31.2% | 1,250 | 28.0% | 30.6% | +110 | -0.1pp |
| Renting - Total | 911 | 18.7% | 26.8% | 992 | 22.2% | 27.9% | -81 | -3.5pp |
| Renting - Social housing | 64 | 1.3% | 4.0% | 67 | 1.5% | 4.5% | -3 | -0.2pp |
| Renting - Private | 848 | 17.4% | 22.6% | 866 | 19.4% | 22.7% | -18 | -2.0pp |
| Renting - Not stated | 12 | 0.2% | 0.2% | 50 | 1.1% | 0.7% | -38 | -0.9pp |
| Other tenure type | 219 | 4.5% | 2.3% | 79 | 1.8% | 1.0% | +140 | +2.7pp |
| Not stated | 123 | 2.5% | 1.7% | 156 | 3.5% | 3.0% | -33 | -1.0pp |
| Total households | 4,875 | 100.0% | 100.0% | 4,470 | 100.0% | 100.0% | +405 | 0.0pp |