Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Murray (S), accounting for 11% (291 households). This share was higher than Regional WA (9.7%).
Section overview
Monthly housing loan repayments
Murray (S) - Households (Enumerated)
This table summarises housing loan repayments for Murray (S) in 2021 for persons, with comparison against Regional WA.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Murray (S), with comparison markers for Regional WA.
$299 or less
2021 count
102
% of total
3.8%
102
3.8%
$300 - $599
2021 count
90
% of total
3.4%
90
3.4%
$600 - $999
2021 count
204
% of total
7.7%
204
7.7%
$1,000 - $1,199
2021 count
169
% of total
6.4%
169
6.4%
$1,200 - $1,399
2021 count
207
% of total
7.8%
207
7.8%
$1,400 - $1,599
2021 count
220
% of total
8.3%
220
8.3%
$1,600-$1,799
2021 count
262
% of total
9.9%
262
9.9%
$1,800 - $1,999
2021 count
191
% of total
7.2%
191
7.2%
$2,000 - $2,199
2021 count
291
% of total
11.0%
291
11.0%
$2,200 - $2,399
2021 count
116
% of total
4.4%
116
4.4%
$2,400-$2,599
2021 count
100
% of total
3.8%
100
3.8%
$2,600-$2,999
2021 count
172
% of total
6.5%
172
6.5%
$3,000-$3,999
2021 count
238
% of total
9.0%
238
9.0%
$4,000-$4,999
2021 count
74
% of total
2.8%
74
2.8%
$5000 and over
2021 count
53
% of total
2.0%
53
2.0%
Not stated
2021 count
161
% of total
6.1%
161
6.1%
Data table
Housing loan repayments for Murray (S). Monthly housing loan repayments. 2021 counts and percentages compared with Regional WA.
| Category | 2021 count | 2021 % | Regional WA % |
|---|---|---|---|
| $299 or less | 102 | 3.8% | 5.0% |
| $300 - $599 | 90 | 3.4% | 4.8% |
| $600 - $999 | 204 | 7.7% | 10.8% |
| $1,000 - $1,199 | 169 | 6.4% | 8.2% |
| $1,200 - $1,399 | 207 | 7.8% | 9.6% |
| $1,400 - $1,599 | 220 | 8.3% | 9.3% |
| $1,600-$1,799 | 262 | 9.9% | 9.7% |
| $1,800 - $1,999 | 191 | 7.2% | 6.3% |
| $2,000 - $2,199 | 291 | 11.0% | 9.7% |
| $2,200 - $2,399 | 116 | 4.4% | 3.6% |
| $2,400-$2,599 | 100 | 3.8% | 2.3% |
| $2,600-$2,999 | 172 | 6.5% | 5.2% |
| $3,000-$3,999 | 238 | 9.0% | 5.8% |
| $4,000-$4,999 | 74 | 2.8% | 2.2% |
| $5000 and over | 53 | 2.0% | 1.6% |
| Not stated | 161 | 6.1% | 5.7% |
| Total | 2,650 | 100.0% | 100.0% |