Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.6% of households in Murrumbidgee (A) were purchasing or had fully paid off their home, while 22.9% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Murrumbidgee (A) - Households (Enumerated)
This table summarises housing tenure for Murrumbidgee (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Murrumbidgee (A), with comparison markers for Regional NSW.
Fully owned
2021 count
517
% of total
40.0%
Change from 2016
+3.8pp
517
40.0%
+3.8pp
Mortgage
2021 count
318
% of total
24.6%
Change from 2016
-0.2pp
318
24.6%
-0.2pp
Renting - Total
2021 count
296
% of total
22.9%
Change from 2016
-11.5pp
296
22.9%
-11.5pp
Renting - Social housing
2021 count
29
% of total
2.2%
Change from 2016
-0.7pp
29
2.2%
-0.7pp
Renting - Private
2021 count
255
% of total
19.8%
Change from 2016
-8.4pp
255
19.8%
-8.4pp
Renting - Not stated
2021 count
5
% of total
0.4%
Change from 2016
-2.5pp
5
0.4%
-2.5pp
Other tenure type
2021 count
114
% of total
8.8%
Change from 2016
+7.9pp
114
8.8%
+7.9pp
Not stated
2021 count
48
% of total
3.7%
Change from 2016
+0.2pp
48
3.7%
+0.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+24
+3.8pp
Mortgage
-20
-0.2pp
Renting - Total
-172
-11.5pp
Renting - Social housing
-10
-0.7pp
Renting - Private
-129
-8.4pp
Renting - Not stated
-35
-2.5pp
Other tenure type
+102
+7.9pp
Not stated
0
+0.2pp
Data table
Housing tenure for Murrumbidgee (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 517 | 40.0% | 38.0% | 493 | 36.2% | 37.4% | +24 | +3.8pp |
| Mortgage | 318 | 24.6% | 31.2% | 338 | 24.8% | 30.6% | -20 | -0.2pp |
| Renting - Total | 296 | 22.9% | 26.8% | 468 | 34.4% | 27.9% | -172 | -11.5pp |
| Renting - Social housing | 29 | 2.2% | 4.0% | 39 | 2.9% | 4.5% | -10 | -0.7pp |
| Renting - Private | 255 | 19.8% | 22.6% | 384 | 28.2% | 22.7% | -129 | -8.4pp |
| Renting - Not stated | 5 | 0.4% | 0.2% | 40 | 2.9% | 0.7% | -35 | -2.5pp |
| Other tenure type | 114 | 8.8% | 2.3% | 12 | 0.9% | 1.0% | +102 | +7.9pp |
| Not stated | 48 | 3.7% | 1.7% | 48 | 3.5% | 3.0% | 0 | +0.2pp |
| Total households | 1,291 | 100.0% | 100.0% | 1,361 | 100.0% | 100.0% | -70 | 0.0pp |