Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 58.7% of households in Murrumbidgee (A) were purchasing or had fully paid off their home, while 22% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Murrumbidgee (A) - Households (Enumerated)
This table summarises housing tenure for Murrumbidgee (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Murrumbidgee (A), with comparison markers for Regional NSW.
Fully owned
2021 count
527
% of total
36.4%
Change from 2016
+2.9pp
527
36.4%
+2.9pp
Mortgage
2021 count
322
% of total
22.3%
Change from 2016
0.0pp
322
22.3%
0.0pp
Renting - Total
2021 count
318
% of total
22.0%
Change from 2016
-9.4pp
318
22.0%
-9.4pp
Renting - Social housing
2021 count
29
% of total
2.0%
Change from 2016
-0.8pp
29
2.0%
-0.8pp
Renting - Private
2021 count
276
% of total
19.1%
Change from 2016
-6.8pp
276
19.1%
-6.8pp
Renting - Not stated
2021 count
7
% of total
0.5%
Change from 2016
-2.4pp
7
0.5%
-2.4pp
Other tenure type
2021 count
114
% of total
7.9%
Change from 2016
+6.9pp
114
7.9%
+6.9pp
Not stated
2021 count
163
% of total
11.3%
Change from 2016
-0.6pp
163
11.3%
-0.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+16
+2.9pp
Mortgage
-18
0.0pp
Renting - Total
-161
-9.4pp
Renting - Social housing
-14
-0.8pp
Renting - Private
-118
-6.8pp
Renting - Not stated
-37
-2.4pp
Other tenure type
+99
+6.9pp
Not stated
-19
-0.6pp
Data table
Housing tenure for Murrumbidgee (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 527 | 36.4% | 36.3% | 511 | 33.5% | 35.5% | +16 | +2.9pp |
| Mortgage | 322 | 22.3% | 29.4% | 340 | 22.3% | 28.6% | -18 | 0.0pp |
| Renting - Total | 318 | 22.0% | 25.7% | 479 | 31.4% | 26.5% | -161 | -9.4pp |
| Renting - Social housing | 29 | 2.0% | 3.8% | 43 | 2.8% | 4.2% | -14 | -0.8pp |
| Renting - Private | 276 | 19.1% | 21.7% | 394 | 25.9% | 21.6% | -118 | -6.8pp |
| Renting - Not stated | 7 | 0.5% | 0.2% | 44 | 2.9% | 0.7% | -37 | -2.4pp |
| Other tenure type | 114 | 7.9% | 2.3% | 15 | 1.0% | 1.0% | +99 | +6.9pp |
| Not stated | 163 | 11.3% | 6.4% | 182 | 11.9% | 8.4% | -19 | -0.6pp |
| Total households | 1,446 | 100.0% | 100.0% | 1,524 | 100.0% | 100.0% | -78 | 0.0pp |