Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 87.9% of households in Gumma were purchasing or had fully paid off their home, while 7.3% were renting. The mortgage share was higher than Nambucca (A) (24.6%).
Section overview
Housing tenure
Gumma - Households (Enumerated)
This table summarises housing tenure for Gumma in 2021 for persons, with comparison against Nambucca (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Gumma, with comparison markers for Nambucca (A).
Fully owned
2021 count
103
% of total
53.9%
Change from 2016
-3.2pp
103
53.9%
-3.2pp
Mortgage
2021 count
65
% of total
34.0%
Change from 2016
+34.0pp
65
34.0%
+34.0pp
Renting - Total
2021 count
14
% of total
7.3%
Change from 2016
+7.3pp
14
7.3%
+7.3pp
Renting - Social housing
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Renting - Private
2021 count
14
% of total
7.3%
Change from 2016
+7.3pp
14
7.3%
+7.3pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
6
% of total
3.1%
Change from 2016
+3.1pp
6
3.1%
+3.1pp
Not stated
2021 count
6
% of total
3.1%
Change from 2016
+3.1pp
6
3.1%
+3.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+99
-3.2pp
Mortgage
+65
+34.0pp
Renting - Total
+14
+7.3pp
Renting - Social housing
0
0.0pp
Renting - Private
+14
+7.3pp
Renting - Not stated
0
0.0pp
Other tenure type
+6
+3.1pp
Not stated
+6
+3.1pp
Data table
Housing tenure for Gumma. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Nambucca (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Nambucca (A)% | Count | % | Nambucca (A)% | Count | pp | |
| Fully owned | 103 | 53.9% | 48.3% | 4 | 57.1% | 45.6% | +99 | -3.2pp |
| Mortgage | 65 | 34.0% | 24.6% | 0 | 0.0% | 23.9% | +65 | +34.0pp |
| Renting - Total | 14 | 7.3% | 23.0% | 0 | 0.0% | 26.2% | +14 | +7.3pp |
| Renting - Social housing | 0 | 0.0% | 4.1% | 0 | 0.0% | 4.9% | 0 | 0.0pp |
| Renting - Private | 14 | 7.3% | 18.6% | 0 | 0.0% | 20.5% | +14 | +7.3pp |
| Renting - Not stated | 0 | 0.0% | 0.3% | 0 | 0.0% | 0.8% | 0 | 0.0pp |
| Other tenure type | 6 | 3.1% | 1.9% | 0 | 0.0% | 0.8% | +6 | +3.1pp |
| Not stated | 6 | 3.1% | 2.3% | 0 | 0.0% | 3.4% | +6 | +3.1pp |
| Total households | 191 | 100.0% | 100.0% | 7 | 100.0% | 100.0% | +184 | 0.0pp |