Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 68.1% of households in Nambucca (A) were purchasing or had fully paid off their home, while 21.7% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Nambucca (A) - Households (Enumerated)
This table summarises housing tenure for Nambucca (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Nambucca (A), with comparison markers for Regional NSW.
Fully owned
2021 count
4,131
% of total
45.4%
Change from 2016
+1.8pp
4,131
45.4%
+1.8pp
Mortgage
2021 count
2,062
% of total
22.7%
Change from 2016
+0.6pp
2,062
22.7%
+0.6pp
Renting - Total
2021 count
1,977
% of total
21.7%
Change from 2016
-3.3pp
1,977
21.7%
-3.3pp
Renting - Social housing
2021 count
348
% of total
3.8%
Change from 2016
-0.7pp
348
3.8%
-0.7pp
Renting - Private
2021 count
1,595
% of total
17.5%
Change from 2016
-2.4pp
1,595
17.5%
-2.4pp
Renting - Not stated
2021 count
21
% of total
0.2%
Change from 2016
-0.6pp
21
0.2%
-0.6pp
Other tenure type
2021 count
162
% of total
1.8%
Change from 2016
+0.9pp
162
1.8%
+0.9pp
Not stated
2021 count
770
% of total
8.5%
Change from 2016
+0.1pp
770
8.5%
+0.1pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+466
+1.8pp
Mortgage
+204
+0.6pp
Renting - Total
-129
-3.3pp
Renting - Social housing
-28
-0.7pp
Renting - Private
-75
-2.4pp
Renting - Not stated
-46
-0.6pp
Other tenure type
+90
+0.9pp
Not stated
+66
+0.1pp
Data table
Housing tenure for Nambucca (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 4,131 | 45.4% | 36.3% | 3,665 | 43.6% | 35.5% | +466 | +1.8pp |
| Mortgage | 2,062 | 22.7% | 29.4% | 1,858 | 22.1% | 28.6% | +204 | +0.6pp |
| Renting - Total | 1,977 | 21.7% | 25.7% | 2,106 | 25.0% | 26.5% | -129 | -3.3pp |
| Renting - Social housing | 348 | 3.8% | 3.8% | 376 | 4.5% | 4.2% | -28 | -0.7pp |
| Renting - Private | 1,595 | 17.5% | 21.7% | 1,670 | 19.9% | 21.6% | -75 | -2.4pp |
| Renting - Not stated | 21 | 0.2% | 0.2% | 67 | 0.8% | 0.7% | -46 | -0.6pp |
| Other tenure type | 162 | 1.8% | 2.3% | 72 | 0.9% | 1.0% | +90 | +0.9pp |
| Not stated | 770 | 8.5% | 6.4% | 704 | 8.4% | 8.4% | +66 | +0.1pp |
| Total households | 9,103 | 100.0% | 100.0% | 8,410 | 100.0% | 100.0% | +693 | 0.0pp |