Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.2% of households in South Arm (Nambucca Valley - NSW) were purchasing or had fully paid off their home, while 28.4% were renting. The mortgage share was lower than Nambucca (A) (24.6%).
Section overview
Housing tenure
South Arm (Nambucca Valley - NSW) - Households (Enumerated)
This table summarises housing tenure for South Arm (Nambucca Valley - NSW) in 2021 for persons, with comparison against Nambucca (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for South Arm (Nambucca Valley - NSW), with comparison markers for Nambucca (A).
Fully owned
2021 count
51
% of total
46.8%
Change from 2016
+7.6pp
51
46.8%
+7.6pp
Mortgage
2021 count
19
% of total
17.4%
Change from 2016
-10.9pp
19
17.4%
-10.9pp
Renting - Total
2021 count
31
% of total
28.4%
Change from 2016
-2.3pp
31
28.4%
-2.3pp
Renting - Social housing
2021 count
16
% of total
14.7%
Change from 2016
+14.7pp
16
14.7%
+14.7pp
Renting - Private
2021 count
11
% of total
10.1%
Change from 2016
-18.8pp
11
10.1%
-18.8pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
0.0pp
0
0.0%
0.0pp
Other tenure type
2021 count
6
% of total
5.5%
Change from 2016
+5.5pp
6
5.5%
+5.5pp
Not stated
2021 count
3
% of total
2.8%
Change from 2016
+0.4pp
3
2.8%
+0.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-14
+7.6pp
Mortgage
-28
-10.9pp
Renting - Total
-20
-2.3pp
Renting - Social housing
+16
+14.7pp
Renting - Private
-37
-18.8pp
Renting - Not stated
0
0.0pp
Other tenure type
+6
+5.5pp
Not stated
-1
+0.4pp
Data table
Housing tenure for South Arm (Nambucca Valley - NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Nambucca (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Nambucca (A)% | Count | % | Nambucca (A)% | Count | pp | |
| Fully owned | 51 | 46.8% | 48.3% | 65 | 39.2% | 45.6% | -14 | +7.6pp |
| Mortgage | 19 | 17.4% | 24.6% | 47 | 28.3% | 23.9% | -28 | -10.9pp |
| Renting - Total | 31 | 28.4% | 23.0% | 51 | 30.7% | 26.2% | -20 | -2.3pp |
| Renting - Social housing | 16 | 14.7% | 4.1% | 0 | 0.0% | 4.9% | +16 | +14.7pp |
| Renting - Private | 11 | 10.1% | 18.6% | 48 | 28.9% | 20.5% | -37 | -18.8pp |
| Renting - Not stated | 0 | 0.0% | 0.3% | 0 | 0.0% | 0.8% | 0 | 0.0pp |
| Other tenure type | 6 | 5.5% | 1.9% | 0 | 0.0% | 0.8% | +6 | +5.5pp |
| Not stated | 3 | 2.8% | 2.3% | 4 | 2.4% | 3.4% | -1 | +0.4pp |
| Total households | 109 | 100.0% | 100.0% | 166 | 100.0% | 100.0% | -57 | 0.0pp |