Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Narrabri (A), accounting for 14.8% (199 households). This share was higher than Regional NSW (9.7%).
Section overview
Monthly housing loan repayments
Narrabri (A) - Households (Enumerated)
This table summarises housing loan repayments for Narrabri (A) in 2021 for persons, with comparison against Regional NSW.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Narrabri (A), with comparison markers for Regional NSW.
$299 or less
2021 count
81
% of total
6.0%
81
6.0%
$300 - $599
2021 count
53
% of total
3.9%
53
3.9%
$600 - $999
2021 count
199
% of total
14.8%
199
14.8%
$1,000 - $1,199
2021 count
152
% of total
11.3%
152
11.3%
$1,200 - $1,399
2021 count
175
% of total
13.0%
175
13.0%
$1,400 - $1,599
2021 count
137
% of total
10.2%
137
10.2%
$1,600-$1,799
2021 count
112
% of total
8.3%
112
8.3%
$1,800 - $1,999
2021 count
60
% of total
4.5%
60
4.5%
$2,000 - $2,199
2021 count
105
% of total
7.8%
105
7.8%
$2,200 - $2,399
2021 count
29
% of total
2.2%
29
2.2%
$2,400-$2,599
2021 count
21
% of total
1.6%
21
1.6%
$2,600-$2,999
2021 count
55
% of total
4.1%
55
4.1%
$3,000-$3,999
2021 count
43
% of total
3.2%
43
3.2%
$4,000-$4,999
2021 count
18
% of total
1.3%
18
1.3%
$5000 and over
2021 count
9
% of total
0.7%
9
0.7%
Not stated
2021 count
99
% of total
7.3%
99
7.3%
Data table
Housing loan repayments for Narrabri (A). Monthly housing loan repayments. 2021 counts and percentages compared with Regional NSW.
| Category | 2021 count | 2021 % | Regional NSW % |
|---|---|---|---|
| $299 or less | 81 | 6.0% | 4.9% |
| $300 - $599 | 53 | 3.9% | 4.3% |
| $600 - $999 | 199 | 14.8% | 9.7% |
| $1,000 - $1,199 | 152 | 11.3% | 7.0% |
| $1,200 - $1,399 | 175 | 13.0% | 8.8% |
| $1,400 - $1,599 | 137 | 10.2% | 7.9% |
| $1,600-$1,799 | 112 | 8.3% | 9.1% |
| $1,800 - $1,999 | 60 | 4.5% | 6.4% |
| $2,000 - $2,199 | 105 | 7.8% | 10.0% |
| $2,200 - $2,399 | 29 | 2.2% | 4.2% |
| $2,400-$2,599 | 21 | 1.6% | 2.8% |
| $2,600-$2,999 | 55 | 4.1% | 7.0% |
| $3,000-$3,999 | 43 | 3.2% | 7.5% |
| $4,000-$4,999 | 18 | 1.3% | 2.7% |
| $5000 and over | 9 | 0.7% | 2.1% |
| Not stated | 99 | 7.3% | 5.7% |
| Total | 1,348 | 100.0% | 100.0% |