Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.1% of households in Narrabri (A) were purchasing or had fully paid off their home, while 29.1% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Narrabri (A) - Households (Enumerated)
This table summarises housing tenure for Narrabri (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Narrabri (A), with comparison markers for Regional NSW.
Fully owned
2021 count
1,596
% of total
34.9%
Change from 2016
+0.3pp
1,596
34.9%
+0.3pp
Mortgage
2021 count
1,337
% of total
29.2%
Change from 2016
+0.6pp
1,337
29.2%
+0.6pp
Renting - Total
2021 count
1,332
% of total
29.1%
Change from 2016
-2.8pp
1,332
29.1%
-2.8pp
Renting - Social housing
2021 count
258
% of total
5.6%
Change from 2016
+0.8pp
258
5.6%
+0.8pp
Renting - Private
2021 count
1,070
% of total
23.4%
Change from 2016
-2.2pp
1,070
23.4%
-2.2pp
Renting - Not stated
2021 count
15
% of total
0.3%
Change from 2016
-1.5pp
15
0.3%
-1.5pp
Other tenure type
2021 count
207
% of total
4.5%
Change from 2016
+3.6pp
207
4.5%
+3.6pp
Not stated
2021 count
105
% of total
2.3%
Change from 2016
-1.7pp
105
2.3%
-1.7pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
-4
+0.3pp
Mortgage
+12
+0.6pp
Renting - Total
-145
-2.8pp
Renting - Social housing
+36
+0.8pp
Renting - Private
-114
-2.2pp
Renting - Not stated
-66
-1.5pp
Other tenure type
+167
+3.6pp
Not stated
-78
-1.7pp
Data table
Housing tenure for Narrabri (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 1,596 | 34.9% | 38.0% | 1,600 | 34.6% | 37.4% | -4 | +0.3pp |
| Mortgage | 1,337 | 29.2% | 31.2% | 1,325 | 28.6% | 30.6% | +12 | +0.6pp |
| Renting - Total | 1,332 | 29.1% | 26.8% | 1,477 | 31.9% | 27.9% | -145 | -2.8pp |
| Renting - Social housing | 258 | 5.6% | 4.0% | 222 | 4.8% | 4.5% | +36 | +0.8pp |
| Renting - Private | 1,070 | 23.4% | 22.6% | 1,184 | 25.6% | 22.7% | -114 | -2.2pp |
| Renting - Not stated | 15 | 0.3% | 0.2% | 81 | 1.8% | 0.7% | -66 | -1.5pp |
| Other tenure type | 207 | 4.5% | 2.3% | 40 | 0.9% | 1.0% | +167 | +3.6pp |
| Not stated | 105 | 2.3% | 1.7% | 183 | 4.0% | 3.0% | -78 | -1.7pp |
| Total households | 4,574 | 100.0% | 100.0% | 4,625 | 100.0% | 100.0% | -51 | 0.0pp |