Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 60.7% of households in Newcastle (C) were purchasing or had fully paid off their home, while 36.6% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Newcastle (C) - Households (Enumerated)
This table summarises housing tenure for Newcastle (C) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Newcastle (C), with comparison markers for Regional NSW.
Fully owned
2021 count
19,333
% of total
29.2%
Change from 2016
-0.7pp
19,333
29.2%
-0.7pp
Mortgage
2021 count
20,818
% of total
31.5%
Change from 2016
+0.2pp
20,818
31.5%
+0.2pp
Renting - Total
2021 count
24,204
% of total
36.6%
Change from 2016
+1.1pp
24,204
36.6%
+1.1pp
Renting - Social housing
2021 count
3,643
% of total
5.5%
Change from 2016
-1.0pp
3,643
5.5%
-1.0pp
Renting - Private
2021 count
20,451
% of total
30.9%
Change from 2016
+2.3pp
20,451
30.9%
+2.3pp
Renting - Not stated
2021 count
101
% of total
0.2%
Change from 2016
-0.2pp
101
0.2%
-0.2pp
Other tenure type
2021 count
1,002
% of total
1.5%
Change from 2016
+0.8pp
1,002
1.5%
+0.8pp
Not stated
2021 count
759
% of total
1.1%
Change from 2016
-1.5pp
759
1.1%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+1,405
-0.7pp
Mortgage
+2,045
+0.2pp
Renting - Total
+2,909
+1.1pp
Renting - Social housing
-238
-1.0pp
Renting - Private
+3,303
+2.3pp
Renting - Not stated
-167
-0.2pp
Other tenure type
+565
+0.8pp
Not stated
-793
-1.5pp
Data table
Housing tenure for Newcastle (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 19,333 | 29.2% | 38.0% | 17,928 | 29.9% | 37.4% | +1,405 | -0.7pp |
| Mortgage | 20,818 | 31.5% | 31.2% | 18,773 | 31.3% | 30.6% | +2,045 | +0.2pp |
| Renting - Total | 24,204 | 36.6% | 26.8% | 21,295 | 35.5% | 27.9% | +2,909 | +1.1pp |
| Renting - Social housing | 3,643 | 5.5% | 4.0% | 3,881 | 6.5% | 4.5% | -238 | -1.0pp |
| Renting - Private | 20,451 | 30.9% | 22.6% | 17,148 | 28.6% | 22.7% | +3,303 | +2.3pp |
| Renting - Not stated | 101 | 0.2% | 0.2% | 268 | 0.4% | 0.7% | -167 | -0.2pp |
| Other tenure type | 1,002 | 1.5% | 2.3% | 437 | 0.7% | 1.0% | +565 | +0.8pp |
| Not stated | 759 | 1.1% | 1.7% | 1,552 | 2.6% | 3.0% | -793 | -1.5pp |
| Total households | 66,129 | 100.0% | 100.0% | 59,974 | 100.0% | 100.0% | +6,155 | 0.0pp |