Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Cooroy, accounting for 10.6% (64 households). This share was higher than Noosa (S) (7.8%).
Section overview
Monthly housing loan repayments
Cooroy - Households (Enumerated)
This table summarises housing loan repayments for Cooroy in 2021 for persons, with comparison against Noosa (S).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Cooroy, with comparison markers for Noosa (S).
$299 or less
2021 count
24
% of total
4.0%
24
4.0%
$300 - $599
2021 count
29
% of total
4.8%
29
4.8%
$600 - $999
2021 count
41
% of total
6.8%
41
6.8%
$1,000 - $1,199
2021 count
42
% of total
7.0%
42
7.0%
$1,200 - $1,399
2021 count
54
% of total
9.0%
54
9.0%
$1,400 - $1,599
2021 count
52
% of total
8.6%
52
8.6%
$1,600-$1,799
2021 count
64
% of total
10.6%
64
10.6%
$1,800 - $1,999
2021 count
40
% of total
6.6%
40
6.6%
$2,000 - $2,199
2021 count
62
% of total
10.3%
62
10.3%
$2,200 - $2,399
2021 count
36
% of total
6.0%
36
6.0%
$2,400-$2,599
2021 count
30
% of total
5.0%
30
5.0%
$2,600-$2,999
2021 count
41
% of total
6.8%
41
6.8%
$3,000-$3,999
2021 count
34
% of total
5.6%
34
5.6%
$4,000-$4,999
2021 count
9
% of total
1.5%
9
1.5%
$5000 and over
2021 count
6
% of total
1.0%
6
1.0%
Not stated
2021 count
39
% of total
6.5%
39
6.5%
Data table
Housing loan repayments for Cooroy. Monthly housing loan repayments. 2021 counts and percentages compared with Noosa (S).
| Category | 2021 count | 2021 % | Noosa (S) % |
|---|---|---|---|
| $299 or less | 24 | 4.0% | 6.0% |
| $300 - $599 | 29 | 4.8% | 4.4% |
| $600 - $999 | 41 | 6.8% | 7.1% |
| $1,000 - $1,199 | 42 | 7.0% | 5.4% |
| $1,200 - $1,399 | 54 | 9.0% | 6.5% |
| $1,400 - $1,599 | 52 | 8.6% | 6.4% |
| $1,600-$1,799 | 64 | 10.6% | 7.8% |
| $1,800 - $1,999 | 40 | 6.6% | 6.1% |
| $2,000 - $2,199 | 62 | 10.3% | 10.4% |
| $2,200 - $2,399 | 36 | 6.0% | 5.2% |
| $2,400-$2,599 | 30 | 5.0% | 3.7% |
| $2,600-$2,999 | 41 | 6.8% | 7.9% |
| $3,000-$3,999 | 34 | 5.6% | 8.7% |
| $4,000-$4,999 | 9 | 1.5% | 4.0% |
| $5000 and over | 6 | 1.0% | 3.4% |
| Not stated | 39 | 6.5% | 7.0% |
| Total | 603 | 100.0% | 100.0% |