Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $800 to $999 was the most common mortgage repayment band among households with a mortgage in North Burnett (R), accounting for 12.2% (110 households). This share was higher than Regional Qld (5.8%).

Section overview

Monthly housing loan repayments

North Burnett (R) - Households (Enumerated)

This table summarises housing loan repayments for North Burnett (R) in 2021 for persons, with comparison against Regional Qld.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for North Burnett (R), with comparison markers for Regional Qld.

North Burnett (R)
Regional Qld

Nil Repayments

2021 count

59

% of total

6.5%

1 To 149

2021 count

9

% of total

1.0%

150 To 299

2021 count

16

% of total

1.8%

300 To 449

2021 count

55

% of total

6.1%

450 To 599

2021 count

54

% of total

6.0%

600 To 799

2021 count

108

% of total

11.9%

800 To 999

2021 count

110

% of total

12.2%

1000 To 1199

2021 count

80

% of total

8.8%

1200 To 1399

2021 count

69

% of total

7.6%

1400 To 1599

2021 count

61

% of total

6.7%

1600 To 1799

2021 count

41

% of total

4.5%

1800 To 1999

2021 count

22

% of total

2.4%

2000 To 2199

2021 count

50

% of total

5.5%

2200 To 2399

2021 count

11

% of total

1.2%

2400 To 2599

2021 count

4

% of total

0.4%

2600 To 2799

2021 count

10

% of total

1.1%

2800 To 2999

2021 count

12

% of total

1.3%

3000 To 3499

2021 count

24

% of total

2.7%

3500 To 3999

2021 count

3

% of total

0.3%

4000 To 4999

2021 count

14

% of total

1.5%

5000 And Over

2021 count

23

% of total

2.5%

Not stated

2021 count

70

% of total

7.7%

Data table

Housing loan repayments for North Burnett (R). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.

Housing loan repayments for North Burnett (R). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
Housing loan repayments for North Burnett (R). Monthly housing loan repayments. 2021 counts and percentages compared with Regional Qld.
Category2021 count2021 %Regional Qld %
Nil Repayments596.5%2.8%
1 To 14991.0%0.8%
150 To 299161.8%1.0%
300 To 449556.1%2.1%
450 To 599546.0%2.0%
600 To 79910811.9%4.0%
800 To 99911012.2%5.8%
1000 To 1199808.8%7.4%
1200 To 1399697.6%9.5%
1400 To 1599616.7%8.8%
1600 To 1799414.5%9.8%
1800 To 1999222.4%6.7%
2000 To 2199505.5%10.0%
2200 To 2399111.2%4.0%
2400 To 259940.4%2.6%
2600 To 2799101.1%4.1%
2800 To 2999121.3%1.8%
3000 To 3499242.7%4.9%
3500 To 399930.3%1.4%
4000 To 4999141.5%2.3%
5000 And Over232.5%1.8%
Not stated707.7%6.3%
Total905100.0%100.0%