Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 69.7% of households in Northern Beaches (A) were purchasing or had fully paid off their home, while 26.9% were renting. The mortgage share was higher than Greater Sydney (33.3%).
Section overview
Housing tenure
Northern Beaches (A) - Households (Enumerated)
This table summarises housing tenure for Northern Beaches (A) in 2021 for persons, with comparison against Greater Sydney and change since 2016.
Housing tenure snapshot
2021 distribution by category for Northern Beaches (A), with comparison markers for Greater Sydney.
Fully owned
2021 count
32,841
% of total
34.8%
Change from 2016
+0.3pp
32,841
34.8%
+0.3pp
Mortgage
2021 count
32,976
% of total
34.9%
Change from 2016
-0.6pp
32,976
34.9%
-0.6pp
Renting - Total
2021 count
25,365
% of total
26.9%
Change from 2016
+1.0pp
25,365
26.9%
+1.0pp
Renting - Social housing
2021 count
1,570
% of total
1.7%
Change from 2016
-0.1pp
1,570
1.7%
-0.1pp
Renting - Private
2021 count
23,639
% of total
25.0%
Change from 2016
+1.2pp
23,639
25.0%
+1.2pp
Renting - Not stated
2021 count
154
% of total
0.2%
Change from 2016
-0.2pp
154
0.2%
-0.2pp
Other tenure type
2021 count
2,262
% of total
2.4%
Change from 2016
+0.8pp
2,262
2.4%
+0.8pp
Not stated
2021 count
938
% of total
1.0%
Change from 2016
-1.5pp
938
1.0%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+2,527
+0.3pp
Mortgage
+1,754
-0.6pp
Renting - Total
+2,580
+1.0pp
Renting - Social housing
+25
-0.1pp
Renting - Private
+2,739
+1.2pp
Renting - Not stated
-184
-0.2pp
Other tenure type
+863
+0.8pp
Not stated
-1,276
-1.5pp
Data table
Housing tenure for Northern Beaches (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Greater Sydney.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Greater Sydney% | Count | % | Greater Sydney% | Count | pp | |
| Fully owned | 32,841 | 34.8% | 27.8% | 30,314 | 34.5% | 29.1% | +2,527 | +0.3pp |
| Mortgage | 32,976 | 34.9% | 33.3% | 31,222 | 35.5% | 33.2% | +1,754 | -0.6pp |
| Renting - Total | 25,365 | 26.9% | 35.9% | 22,785 | 25.9% | 34.1% | +2,580 | +1.0pp |
| Renting - Social housing | 1,570 | 1.7% | 4.2% | 1,545 | 1.8% | 4.8% | +25 | -0.1pp |
| Renting - Private | 23,639 | 25.0% | 31.5% | 20,900 | 23.8% | 28.8% | +2,739 | +1.2pp |
| Renting - Not stated | 154 | 0.2% | 0.2% | 338 | 0.4% | 0.4% | -184 | -0.2pp |
| Other tenure type | 2,262 | 2.4% | 1.7% | 1,399 | 1.6% | 0.9% | +863 | +0.8pp |
| Not stated | 938 | 1.0% | 1.3% | 2,214 | 2.5% | 2.7% | -1,276 | -1.5pp |
| Total households | 94,377 | 100.0% | 100.0% | 87,940 | 100.0% | 100.0% | +6,437 | 0.0pp |