Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 66.9% of households in Oberon (A) were purchasing or had fully paid off their home, while 18.5% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Oberon (A) - Households (Enumerated)
This table summarises housing tenure for Oberon (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Oberon (A), with comparison markers for Regional NSW.
Fully owned
2021 count
894
% of total
38.0%
Change from 2016
+0.3pp
894
38.0%
+0.3pp
Mortgage
2021 count
679
% of total
28.9%
Change from 2016
+0.3pp
679
28.9%
+0.3pp
Renting - Total
2021 count
435
% of total
18.5%
Change from 2016
-2.6pp
435
18.5%
-2.6pp
Renting - Social housing
2021 count
35
% of total
1.5%
Change from 2016
-0.2pp
35
1.5%
-0.2pp
Renting - Private
2021 count
397
% of total
16.9%
Change from 2016
-1.5pp
397
16.9%
-1.5pp
Renting - Not stated
2021 count
4
% of total
0.2%
Change from 2016
-0.8pp
4
0.2%
-0.8pp
Other tenure type
2021 count
67
% of total
2.9%
Change from 2016
+2.3pp
67
2.9%
+2.3pp
Not stated
2021 count
276
% of total
11.7%
Change from 2016
-0.2pp
276
11.7%
-0.2pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+104
+0.3pp
Mortgage
+79
+0.3pp
Renting - Total
-8
-2.6pp
Renting - Social housing
-1
-0.2pp
Renting - Private
+11
-1.5pp
Renting - Not stated
-18
-0.8pp
Other tenure type
+55
+2.3pp
Not stated
+26
-0.2pp
Data table
Housing tenure for Oberon (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 894 | 38.0% | 36.3% | 790 | 37.7% | 35.5% | +104 | +0.3pp |
| Mortgage | 679 | 28.9% | 29.4% | 600 | 28.6% | 28.6% | +79 | +0.3pp |
| Renting - Total | 435 | 18.5% | 25.7% | 443 | 21.1% | 26.5% | -8 | -2.6pp |
| Renting - Social housing | 35 | 1.5% | 3.8% | 36 | 1.7% | 4.2% | -1 | -0.2pp |
| Renting - Private | 397 | 16.9% | 21.7% | 386 | 18.4% | 21.6% | +11 | -1.5pp |
| Renting - Not stated | 4 | 0.2% | 0.2% | 22 | 1.0% | 0.7% | -18 | -0.8pp |
| Other tenure type | 67 | 2.9% | 2.3% | 12 | 0.6% | 1.0% | +55 | +2.3pp |
| Not stated | 276 | 11.7% | 6.4% | 250 | 11.9% | 8.4% | +26 | -0.2pp |
| Total households | 2,350 | 100.0% | 100.0% | 2,096 | 100.0% | 100.0% | +254 | 0.0pp |